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475 Garson Ave, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 475 Garson Ave, Rochester, NY 14609 · Last verified June 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size5,120 sqft (0.117 acres)
OccupancyOwner Occupied
Last Sale$181,000 (2025)
Tax Bill$80.00 (2025)

Owner

Source: Monroe County and Rochester City records · APN 047145-00.0

Assessment roll updated March 30, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address475 GARSON AVE, ROCHESTER, NY 14609-6336
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Stand Alone First Mortgage
CITY OF ROCHESTER
Nov 26, 2025Bargain and Sale Deed, Transfer · Conventional Mortgage
THE LYONS NATIONAL BANK
Apr 02, 2024Bargain and Sale Deed, Transfer
CHICAGO TITLE ROCHESTER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleJun 28, 2001 · Amount on Record
Deed Doc Number20253359031
Deed Book / Page13149 / 927
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE NY
Property Address475 GARSON AVE, ROCHESTER, NY 14609-6336
Transaction TypeMortgage
Record UpdatedFeb 04, 2026
Title CompanyCHICAGO TITLE ROCHESTER

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 GARSON AVE, ROCHESTER, NY 14609-6336

Mortgage

Document Number202503359036
DateNov 26, 2025
Book Page31201/35
Instrument202503359036
Lender
NameCITY OF ROCHESTER
TypeGovernment Agency
AddressROCHESTER, NY 14614
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

November 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONROE NY
Recording DateNov 26, 2025
Property Address475 GARSON AVE, ROCHESTER, NY 14609-6336
Document Number202503359031
Book / Page13149 / 927
Map ReferenceLB 7 PG 14
Instrument DateNov 17, 2025
Instrument202503359031
Transaction TypeTransfer
Record UpdatedFeb 04, 2026
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$724.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address755 CULVER RD, ROCHESTER, NY 14609-7464

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 GARSON AVE, ROCHESTER, NY 14609-6336

Mortgage

Document Number202503359032
DateNov 26, 2025
Instrument202503359032
Lender
NameTHE LYONS NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Mortgage

Document Number202503359035
DateNov 26, 2025
Book Page31201/29
Instrument202503359035
Lender
NameESL FCU
TypeCredit Union
AddressROCHESTER, NY 14604
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

April 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMONROE NY
Recording DateApr 02, 2024
Property Address475 GARSON AVE, ROCHESTER, NY 14609-6336
Document Number0000000276
Book / Page12940 / 69
Instrument DateMar 28, 2024
Instrument202404020276
Transaction TypeTransfer
Record UpdatedApr 29, 2024
Title CompanyCHICAGO TITLE ROCHESTER

Transaction

AmountAmount Recorded
Tax$22.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address30 CHURCH ST, ROCHESTER, NY 14614-1206

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 CULVER RD, ROCHESTER, NY 14609-7464
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County and Rochester City records · Assessment roll updated March 30, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyMonroe County
MunicipalityRochester City
Unified School DistrictRochester City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$80.00$7,000 (-) Land $7,000$7,000 (-) Land $7,000
2024Additional exemption filed$7,000 (+141.38%) Land $7,000$7,000 (+100.34%) Land $7,000
2023$2,900 Land $2,900$3,494 Land $3,494

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (36055C), updated May 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN047145-00.0
Alternative APNs
  • 140010761000030240000000
  • 261400 107.61-3-24

Exterior

Lot Area5,120 sqft (0.117 acres)
Depth X Width128 ft x 40 ft Depth x Width

Utilities and HVAC

Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number047145-00.0
Street Address475 GARSON AVE
CityROCHESTER
StateNY
Zip14609-6336
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal Description0059.00 104 18 00129 116 HAYWARD TER SUB
Legal Block3
Legal Lot Number24.000
JurisdictionMONROE NY
Minor Civil DivisionROCHESTER
Census Blockgroup1
Census Block1001
Census Tract5900

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