Merced County property record for 475 Denise Dr, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,796 sqft · built 2020 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $326,500 (Dec 2020) |
| Tax Bill | $4,924 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 061-632-007-000 |
| Primary APN | 061-632-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 061-632-007 |
|---|---|
| Street Address | 475 DENISE DR |
| City | MERCED |
| State | CA |
| Zip | 95341-8047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | SANDCASTLE SUBD PHASE 3 LOT 50 |
| Legal Subdivision | SANDCASTLE SUB |
| Legal Lot Number | 50 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 2601 |
475 Denise Dr is owned and occupied by an individual who bought it in December 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 475 DENISE DR, MERCED, CA 95341-8047 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2020 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Oct 6, 2017 | Trustee's Deed, Transfer GHPR BUILDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 23, 2020 · Amount on File |
| Deed Sale | Dec 23, 2020 · Amount on File |
| Prior Sale | Jul 14, 2009 |
| Deed Document Number | 202049581 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 23, 2020 |
| Property Address | 475 DENISE DR, MERCED, CA 95341-8047 |
| Document Number | 0000049581 |
| Map Reference | MB 72 PG 13-15 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 2020049581 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1762 SWANSTON WAY, SAN JOSE, CA 95132-1647 |
| Document Number | 0000049582 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020049582 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Number | 0000049584 |
|---|---|
| Date | Dec 23, 2020 |
| Instrument | 2020049584 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 6, 2017 |
| Property Address | 475 DENISE DR, MERCED, CA 95341-8047 |
| Document Number | 0000032678 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 32678 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,336.00 |
| Amount Accuracy | Partial |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Document Number | 32679 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 32679 |
| Name | GHPR BUILDERS INC |
|---|---|
| Address | 3202 W MARCH LN # A, STOCKTON, CA 95219-2351 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 475 Denise Dr was $4,924 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $360,369 (+2%) Land $55,203 Building $305,166 | |
| 2025 | $4,924.00 Homeowner's exemption | $353,304 Land $54,121 Building $299,183 |
| 2023 | $4,590.00 (+1.53%) Homeowner's exemption | $339,586 Land $52,020 Building $287,566 |
| 2022 | $4,521.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 475 Denise Dr in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 85 policies |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 4 (2017–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Denise Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 73% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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