455 Denise Dr, Merced, CA 95341 Property Records

Merced County property record for 455 Denise Dr, Merced, CA 95341

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,796 sqft · built 2020
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$329,500 (Sep 2020)
Tax Bill$3,091 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN061-632-005-000

Property Details

APN / Parcel Number

Primary APN061-632-005-000
Alternative APN
  • 061-632-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,796 sqft Living Area
1st Floor Area1,796 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number061-632-005
Street Address455 DENISE DR
CityMERCED
StateCA
Zip95341-8047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionSANDCASTLE SUBD PHASE 3 LOT 52
Legal SubdivisionSANDCASTLE SUB
Legal Lot Number52
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2026
Census Tract2601

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address455 DENISE DR, MERCED, CA 95341-8047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2020Grant Deed, Transfer · VA Mortgage
SUMMIT FUNDING INC
Oct 6, 2017Trustee's Deed, Transfer
GHPR BUILDERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on Record
Deed SaleSep 9, 2020 · Amount on Record
Prior SaleJul 14, 2009
Deed Document Number202031450
Record UpdatedOct 29, 2026

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateSep 9, 2020
Property Address455 DENISE DR, MERCED, CA 95341-8047
Document Number0000031450
Map ReferenceVOL 72 PG 13-15
Instrument DateSep 4, 2020
Instrument2020031450
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 DENISE DR, MERCED, CA 95341-8047

Mortgage

Document Number0000031451
DateSep 9, 2020
Instrument2020031451
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

October 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionMERCED CA
Recording DateOct 6, 2017
Property Address455 DENISE DR, MERCED, CA 95341-8047
Document Number0000032678
Instrument DateSep 28, 2017
Instrument32678
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,336.00
Amount AccuracyPartial
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership

Mortgage

Document Number32679
DateOct 6, 2017
Instrument32679
Lender
NameGHPR BUILDERS INC
Address3202 W MARCH LN # A, STOCKTON, CA 95219-2351
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Secondary School DistrictMerced Union High School District (09 - 12)
Elementary School DistrictWeaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$363,393 (+2%) Land $55,203 Building $308,190
2025$3,091.00 (+4.07%) Veteran's exemption$356,269 (+4.04%) Land $54,121 Building $302,148
2023$2,970.00 (-0.83%) Disabled Person's exemption Veteran's exemption Additional exemption filed$342,436 Land $52,020 Building $290,416
2022$2,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 85 policies
Nearby Flood Policies85 in force
Nearby Flood Claims4 (2017–2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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