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475 Commerce Lake Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 475 Commerce Lake Dr, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property TypeHotel
Details96,926 sqft · built 1999
Lot Size5.42 acres (236,095 sqft)
OwnerCompany Name on File
Tax Bill$87,791 (2025)
Deeds & MortgagesNov 2018 Construction Loan
Jun 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN027090-0103

Property Details

APN / Parcel Number

Primary APN027090-0103

Interior

Units324 Units
Stories6 Stories
Building Area96,926 sqft Gross Area
1st Floor Area16,076 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area236,095 sqft (5.42 acres)
Garage Area1,600 sqft
Deck AreaDeck Area
Patio Area3,111 sqft
Canopy2,080 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address475 COMMERCE LAKE DR
CitySAINT AUGUSTINE
StateFL
Zip32095-8869
Property CategoryCommercial
Property TypeCommercial > Retail > Hotel
Legal Description2-10C PT OF GL 2 SEC 14 & PT OF SUB SEC 1 ANTONIO HUERTAS GRANT SUB SEC 38-6-28 LYING S OF INTERNATIONAL GOLF PKWY - SOUTHEAST PARCEL 10.3 OR3438/2(C/T) 162 UNITS
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionANTONIO HUERTAS GRANT SUB
Legal Phase14
Legal Lot Number2-10C
Legal UnitS
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1010
Census Tract20904

Owner

Source: St. Johns County records · APN 027090-0103

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address475 COMMERCE LAKE DR, SAINT AUGUSTINE, FL 32095-8869
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2018Deed of Trust, Mortgage · Construction Mortgage
WESTERN ALLIANCE BANK
Jun 23, 2017Loan Modification, Mortgage
WESTERN ALLIANCE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 18, 2011
Deed SaleMay 18, 2011
Deed Document Number201125179
Deed Book / Page3438 / 2
Record UpdatedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address475 COMMERCE LAKE DR, SAINT AUGUSTINE, FL 32095-8869
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046440368
DateNov 21, 2018
Book Page4644/0368
Instrument2018083876
Lender
NameWESTERN ALLIANCE BANK
TypeBank
Address00000
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

June 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address475 COMMERCE LAKE DR, SAINT AUGUSTINE, FL 32095-8869
Document Number0044160914
Book / Page004416 / 000914
Instrument DateJun 23, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address236 E 6TH AVE TALLAHASSEE FL 323036208, TALLAHASSEE, FL 32303-6208

Mortgage

Document Number0044160914
DateAug 07, 2017
Book Page004416/000914
Instrument54107
Lender
NameWESTERN ALLIANCE BK
TypeBank
Address12220 EL CAMINO REAL # 220, SAN DIEGO, CA 92130-2091
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$6,234,445 (-16.81%)$6,665,000 (-11.06%) Land $1,298,522 Building $10,326,568
2025$87,791.00$7,494,200 (-28.75%)$7,494,200 (-28.75%) Land $1,298,522 Building $6,195,678
2023$91,017.00 (+35.53%)$10,517,900 (+60.16%)$10,517,900 (+60.16%) Land $1,298,522 Building $9,219,378
2022$67,156.00$6,567,300$6,567,300 Land $590,238 Building $5,977,062

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 97 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies97 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,754 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 21 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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