295 Commerce Lake Dr, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 295 Commerce Lake Dr, Saint Augustine, FL 32095

Property Summary

Property Type	Retail Store
Details	7,470 sqft · built 2022
Lot Size	0.94 acres (40,946 sqft)
Owner	Company Name on File
Last Sale	$240,000 (Jun 2020)
Tax Bill	$18,598 (2025)
Deeds & Mortgages	Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`027090-0059`

Property Details

APN / Parcel Number

Primary APN	`027090-0059`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	7,470 sqft Gross Area
1st Floor Area	7,470 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Roof Material	Metal
Lot Area	40,946 sqft (0.94 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	295 COMMERCE LAKE DR
City	SAINT AUGUSTINE
State	FL
Zip	32095-9088
Property Category	Commercial
Property Type	Commercial > Retail > Retail Store
Local Zoning Code	PUD
Legal Description	2-5I PT OF GL 1 SEC 14 - SE PARCEL 5.9 LYING S OF HORTONS TRACE OR4956/1710
Legal Range	28E
Legal Township	06S
Legal Section	14
Legal Phase	14
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1014
Census Tract	20904

Owner

Source: St. Johns County records · APN 027090-0059

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	909 BARTON AVE, CHATTANOOGA, TN 37405-4307
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2020 · Amount on Record
Deed Sale	Jun 04, 2020 · Amount on Record
Deed Document Number	202042968
Deed Book / Page	4956 / 1710
Record Updated	Jun 08, 2026

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 04, 2020
Property Address	HORTONS TRCE, SAINT AUGUSTINE, FL 32095
Document Number	0049561710
Book / Page	004956 / 001710
Instrument Date	May 27, 2020
Instrument	42968
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,680.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	243 SIGNAL MOUNTAIN RD #129 CHATTANOOGA TN 374051955, 129, CHATTANOOGA, TN 37405-1955

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,380,900 (-) Land $491,357 Building $1,047,630	$1,380,900 (-) Land $491,357 Building $1,047,630
2025	$18,598.00 (+3.69%)	$1,380,900 (-1.47%)	$1,380,900 (-1.47%) Land $491,357 Building $889,543
2024	$17,936.00 (+0.83%)
2023	$17,789.00 (+580.79%)	$1,401,450 (+586.25%)	$1,401,450 (+586.25%) Land $491,357 Building $910,093
2022	$2,613.00	$204,220	$204,220 Land $204,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 97 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	97 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 329 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.