McDowell County property record for 475 Clay St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,396 sqft · built 1945 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $80,000 (May 2014) |
| Tax Bill | $704 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-08-98-1075 |
| Primary APN | 1701-08-98-1075 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,396 sqft Heated Area |
| Basement Area | 1,047 sqft |
| Unfinished Basement | 1,047 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 90 ft deep x 55 ft wide |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 58492 |
|---|---|
| Street Address | 475 CLAY ST |
| City | MARION |
| State | NC |
| Zip | 28752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 417,717 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 970400 |
The current owner of 475 Clay St bought it in May 2014.
Source: McDowell County records, as of September 29, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 475 STATE ST, MARION, NC 28752-4028 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2014 · Amount on File |
| Deed Sale | May 16, 2014 · Amount on File |
| Deed Document Number | 0001127811 |
| Deed Book / Page | 1127 / 811 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 475 Clay St was $704.
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $704.00 | $117,850 Land $40,000 Building $77,850 | |
| 2023 | $704.00 | $117,850 Land $40,000 Building $77,850 | $117,850 Land $40,000 Building $77,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Clay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
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