McDowell County property record for 289 Clay St, Marion, NC 28752
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,064 sqft · built 1959 |
| Lot Size | 1.04 acres (45,600 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,230 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1701-08-88-5920 |
| Primary APN | 1701-08-88-5920 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,064 sqft Heated Area |
| Gross Area | 2,632 sqft |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,600 sqft (1.04 acres) |
| Lot Dimensions | 160 ft deep x 285 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 7133086 |
|---|---|
| Street Address | 289 CLAY ST |
| City | MARION |
| State | NC |
| Zip | 28752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORGAN TERRACE S/D |
| Legal Subdivision | MORGAN TERRACE |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | MARION |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 970300 |
289 Clay St is owned by an individual who acquired it in August 2002.
Source: McDowell County records, as of August 10, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3303 LAKE JAMES RD, MARION, NC 28752-8927 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2002 |
| Deed Sale | Aug 1, 2002 |
| Deed Book / Page | 694 / 945 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 289 Clay St was $1,230.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Marion City |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,230.00 | $205,840 Land $28,000 Building $177,840 | |
| 2023 | $1,230.00 (+124.86%) | $205,840 (+128.71%) Land $28,000 Building $177,840 | $205,840 (+128.71%) Land $28,000 Building $177,840 |
| 2022 | $547.00 | $90,000 Land $24,000 Building $66,000 | $90,000 Land $24,000 Building $66,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 289 Clay St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 289 Clay St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MARION serves 9,362 people · EPA ID NC0156010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Optimum.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures