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475 Charleston Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 475 Charleston Cv, Hernando, MS 38632 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3,192 sqft · built 2021
Lot Size0.278 acres (12,136 sqft)
OwnerIndividual Name on File
Tax Bill$3,508 (2025)
Deeds & MortgagesDec 2020 Construction Loan
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3-08-1-01-25-0-00018-00

Property Details

APN / Parcel Number

Primary APN3-08-1-01-25-0-00018-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area3,192 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area12,136 sqft (0.278 acres)

Location & Zoning

Street Address475 CHARLESTON CV
CityHERNANDO
StateMS
Zip38632-2478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROSSROADS PHASE 1 LOT 18
Legal Range08
Legal Township03
Legal Section01
Legal SubdivisionCROSSROADS PH 1
Legal Phase1
Legal Lot Number18
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group1
Census Block1017
Census Tract71121

Owner

Source: DeSoto County records · APN 3-08-1-01-25-0-00018-00

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address475 CHARLESTON CV, HERNANDO, MS 38632-2478
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · Construction Mortgage
RENASANT BANK
Jun 22, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2021
Deed SaleJun 22, 2021
Deed Document Number0000096265
Deed Book / Page962 / 65
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address475 CHARLESTON CV, HERNANDO, MS 38632-2478
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyMEMPHIS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address177 CRESCENT DR, COLLIERVILLE, TN 38017-3373

Mortgage

Document Number005115/555
DateDec 21, 2020
Book Page5115/555
Lender
NameRENASANT BANK
TypeBank
AddressMEMPHIS, TN 38120
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 18, 2021

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 22, 2021
Property Address475 CHARLESTON CV, HERNANDO, MS 38632-2478
Document Number0000962/65
Book / Page962 / 65
Map ReferenceMB 128 PG 10
Instrument DateJun 18, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 29, 2022
Title CompanyNOT AVAILABLE, MEMPHIS TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

NameVerified Name
Address475 CHARLESTON CV, HERNANDO, MS 38632-2478

Mortgage

Document Number0005272377
DateJun 22, 2021
Instrument5272/377
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,508.00$25,288 (-) Land $3,500 Building $21,788$252,881 (-) Land $35,000 Building $217,881
2023$25,288$252,881 Land $35,000 Building $217,881
2022$3,508.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 22% of Mississippi
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
TelapexFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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