DeSoto County property record for 456 Charleston Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,082 sqft · built 2021 |
| Lot Size | 0.303 acres (13,190 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,644 (2025) |
| Deeds & Mortgages | Jan 2021 Construction Loan Jun 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-1-01-25-0-00023-00 |
| Primary APN | 3-08-1-01-25-0-00023-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,082 sqft Adjusted Area |
| 1st Floor Area | 1,956 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 13,190 sqft (0.303 acres) |
| Street Address | 456 CHARLESTON CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-2478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | CROSSROADS PHASE 1 LOT 23 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | CROSSROADS PH 1 |
| Legal Phase | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 71121 |
456 Charleston Cv is owned and occupied by two individuals who acquired it in June 2023.
Source: DeSoto County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 456 CHARLESTON CV, HERNANDO, MS 38632-2478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Jun 26, 2023 | Warranty Deed, Transfer EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Jun 17, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 |
| Deed Sale | Jun 26, 2023 |
| Prior Sale | Jun 17, 2021 · Amount on File |
| Deed Book / Page | 1023 / 11005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 456 CHARLESTON CV, HERNANDO, MS 38632-2478 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 177 CRESCENT DR, COLLIERVILLE, TN 38017-3373 |
| Document Number | 005123/562 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 5123/562 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38120 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Dec 30, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 26, 2023 |
| Property Address | 456 CHARLESTON CV, HERNANDO, MS 38632-2478 |
| Document Number | 1023/11005 |
| Book / Page | 1023 / 11005 |
| Map Reference | MB 128 PG 10 |
| Instrument Date | Jun 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | EDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13725 JACKS LN, PINEVILLE, NC 28134-6485 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 456 CHARLESTON CV, HERNANDO, MS 38632-2478 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 17, 2021 |
| Property Address | 456 CHARLESTON CV, HERNANDO, MS 38632-2478 |
| Document Number | 000961/501 |
| Book / Page | 961 / 501 |
| Map Reference | MB 128 PG 10 |
| Instrument Date | Jun 15, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 CRESCENT DR, COLLIERVILLE, TN 38017-3373 |
| Name | Verified Name |
|---|---|
| Address | 456 CHARLESTON CV, HERNANDO, MS 38632-2478 |
| Document Number | 0005268609 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 5268/609 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 456 Charleston Cv was $3,644.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,644.00 | $33,862 Land $3,500 Building $30,362 | $338,624 Land $35,000 Building $303,624 |
| 2023 | $3,413.00 | $24,602 (-) | $246,022 (-) Land $35,000 Building $211,022 |
| 2022 | $3,413.00 | $24,602 Land $3,500 Building $21,102 | $246,022 Land $35,000 Building $211,022 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 456 Charleston Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 456 Charleston Cv is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Also Mapped Here | NESBIT WATER ASSOCIATION |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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