475 Central St, Boylston, MA 01505 Property Records

Worcester County and Boylston Town property record for 475 Central St, Boylston, MA 01505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 1980
Lot Size	2.29 acres (100,113 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,900 (Jun 2018)
Tax Bill	$7,965 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`148-000047`

Property Details

APN / Parcel Number

Primary APN	`148-000047`
Alternative APNs	`M:0032 B:0029 L:0000` `BOYL M:32 B:29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
Gross Area	4,345 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	100,113 sqft (2.29 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	148-000047
Street Address	475 CENTRAL ST
City	BOYLSTON
State	MA
Zip	01505-1524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Jurisdiction	BOYLSTON MA
Township / Civil Division	BOYLSTON
Census Block Group	1
Census Block	1035
Census Tract	718100

Owner

Source: Worcester County and Boylston Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	475 CENTRAL ST, BOYLSTON, MA 01505-1524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2017	Deed of Trust, Mortgage · Closed-End Mortgage DIGITAL FCU
Jun 15, 2018	Quit Claim Deed, Transfer SECURITY FIRST MTG FN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Sep 12, 2014 · Amount on Record
Deed Document Number	201858944
Deed Book / Page	58950 / 171
Transfer Doc	058950-171
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYLSTON MA
Property Address	475 CENTRAL ST, BOYLSTON, MA 01505-1524
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	56714-84
Date	Feb 7, 2017
Book Page	56714/84
Instrument	13906

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Feb 1, 2057

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOYLSTON MA
Recording Date	Jun 15, 2018
Property Address	475 CENTRAL ST, BOYLSTON, MA 01505-1524
Document Number	58950-171
Book / Page	58950 / 171
Instrument	58944
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$63.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 CENTRAL ST, BOYLSTON, MA 01505-1524

Mortgage

Document Number	589500175
Date	Jun 15, 2018
Instrument	58950/0175

Lender

Name	SECURITY FIRST MTG FN

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2048

Tax Assessment & Valuation

Source: Worcester County and Boylston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Boylston Town
Unified School District	Berlin-Boylston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,965.00 (+18.19%)	$575,900 (+18.01%) Land $195,400 Building $380,500	$683,240 (+2.51%)
2024	$6,739.00 (-5.97%)	$488,000 (-1.95%) Land $195,400 Building $292,600	$666,520
2023	$7,167.00	$497,700 Land $195,400 Building $302,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2016)
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOYLSTON WATER DISTRICT serves 3,343 people · EPA ID MA2039000
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

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