Macon County property record for 475 Cedar Hill Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,092 sqft · built 1995 |
| Lot Size | 1.68 acres (73,181 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Aug 1998) |
| Tax Bill | $975 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7515249880 |
| Primary APN | 7515249880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,092 sqft Heated Area |
| 1st Floor Area | 1,092 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 1,092 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Crossed Walls |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 73,181 sqft (1.68 acres) |
| Terrain | Steep |
| Porch | Slab |
|---|---|
| Porch Area | 624 sqft |
| Deck Area | 88 sqft |
| Patio Area | 88 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 74140 |
|---|---|
| Street Address | 475 CEDAR HILL RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-2288 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 15 24 25 CAT CREEK COVE SUB |
| Legal Subdivision | CAT CREEK COVE SUBD |
| Legal Lot Number | 15 |
| Jurisdiction | MACON NC |
| Township / Civil Division | MILLSHOAL |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 970400 |
475 Cedar Hill Rd is owned by an individual who bought it in August 1998.
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 58TH ST, HOLMES BEACH, FL 34217-1531 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 1998 · Amount on File |
| Deed Sale | Aug 31, 1998 · Amount on File |
| Deed Book / Page | 22 / 2037 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACON NC |
| Property Address | 475 CEDAR HILL RD, FRANKLIN, NC 28734-2288 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | U37/2013 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | U-37/2013 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2032 |
The 2026 property tax bill for 475 Cedar Hill Rd was $975.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $975.00 | $251,490 Land $46,840 Building $204,650 | $251,490 Land $46,840 Building $204,650 |
| 2025 | $975.00 | ||
| 2023 | $918.00 | $251,490 Land $46,840 Building $204,650 | $251,490 Land $46,840 Building $204,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 475 Cedar Hill Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (1979–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 475 Cedar Hill Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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