475 Berry Patch Ln, White Lake, MI 48386 Property Records

Oakland County property record for 475 Berry Patch Ln, White Lake, MI 48386

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1961
Lot Size	0.327 acres (14,244 sqft)
Owner	2 Individual Names on Record
Last Sale	$505,000 (Aug 2025)
Tax Bill	$4,020 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-23-426-004`

Property Details

APN / Parcel Number

Primary APN	`Y-12-23-426-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,791 sqft
Basement Area	1,214 sqft
Unfinished Basement	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Raised
Lot Area	14,244 sqft (0.327 acres)
Lot Dimensions	113 ft deep x 80 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	291 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	475 BERRY PATCH LN
City	WHITE LAKE
State	MI
Zip	48386-2004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T3N, R8E, SEC 23 TWIN LAKES VILLAGE NO 1 LOT 69
Legal Range	08E
Legal Township	03N
Legal Section	23
Legal Subdivision	TWIN LAKES
Legal Lot Number	69
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1009
Census Tract	130400

Owner

Source: Oakland County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	978 BLUE HERON DR, HIGHLAND, MI 48357-3902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 9, 2020	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Feb 8, 2021	Warranty Deed, Transfer FIRST TITLE COMPANY, FIRST TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	Feb 8, 2021 · Amount on Record
Deed Document Number	2025105599
Deed Book / Page	60474 / 582
Prior Transfer Date	Nov 11, 1999
Prior Transfer Doc	0282770108
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jul 13, 2026
Property Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004
Document Number	0000100764
Book / Page	61359 / 659
Instrument Date	Jun 29, 2026
Instrument	2026100764
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004

Mortgage

Document Number	0000100764,
Date	Jul 13, 2026
Book Page	61359/659
Instrument	2026100764

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004

Mortgage

Document Number	0000297147
Date	Jan 18, 2022
Book Page	57310/203
Instrument	297147

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004
Document Number	0000113979
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	475 BERRY PATCH LN WHITE LAKE MI 483862004, WHITE LAKE, MI 48386-2004

Mortgage

Document Number	0000113979
Date	Jun 15, 2020
Book Page	054346/000443
Instrument	113979

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 8, 2021
Property Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004
Document Number	0000033712
Book / Page	55655 / 881
Map Reference	LB 93 PG 1-4
Instrument Date	Jun 9, 2020
Instrument	33712
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	FIRST TITLE COMPANY, FIRST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$3,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	475 BERRY PATCH LN, 475, WHITE LAKE, MI 48386-2004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 BERRY PATCH LN, WHITE LAKE, MI 48386-2004

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,020.00 (-36.26%) Homeowner's exemption	$193,870 (+12.13%)	$387,740 (+12.13%)
2024	$6,307.00 (+16.24%)
2023		$172,900	$345,800
2021	$5,426.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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