440 Berry Patch Ln, White Lake, MI 48386 Property Records

Oakland County property record for 440 Berry Patch Ln, White Lake, MI 48386

Property Summary

Property Type	Condominium
Details	3 bd · 4.5 ba · 3,819 sqft · built 2001
Lot Size	0.428 acres (18,644 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,216 (2025)
Deeds & Mortgages	Sep 2022 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-24-303-004`

Property Details

APN / Parcel Number

Primary APN	`Y-12-24-303-004`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,819 sqft Living Area
1st Floor Area	2,702 sqft
Basement Area	2,200 sqft
Unfinished Basement	2,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	18,644 sqft (0.428 acres)
Lot Depth	117 ft Depth
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	45 sqft
Deck Area	46 sqft
Patio Area	338 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	440 BERRY PATCH LN
City	WHITE LAKE
State	MI
Zip	48386-2003
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1C
Legal Description	T3N, R8E, SEC 23 & 24 OAKLAND COUNTY CONDOMINIUM PLAN NO 580 TWIN LAKES VILLAGE UNIT 76 L 10691 P 384 4-15-93 FR 302-001
Legal Range	08E
Legal Township	03N
Legal Section	02
Legal Subdivision	OAKLAND COUNTY CONDOMINIUM
Legal Unit	76
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	1
Census Block	1009
Census Tract	130400

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 BERRY PATCH LN, WHITE LAKE, MI 48386-2003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Intrafamily Transfer, Transfer
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2013
Deed Sale	Aug 9, 2013
Prior Sale	Jun 3, 2010 · Amount on File
Deed Document Number	2013208493
Deed Book / Page	46181 / 630
Last Transfer Date	Sep 13, 2022
Transfer Doc	0000449661
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Sep 26, 2022
Property Address	440 BERRY PATCH LN, WHITE LAKE, MI 48386-2003
Document Number	0000449661
Book / Page	58142 / 783
Map Reference	LB 10691 PG 384-429
Instrument Date	Sep 13, 2022
Instrument	449661
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 BERRY PATCH LN, 440, WHITE LAKE, MI 48386-2003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 BERRY PATCH LN, WHITE LAKE, MI 48386-2003

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	440 BERRY PATCH LN, WHITE LAKE, MI 48386-2003
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 BERRY PATCH LN, WHITE LAKE, MI 48386-2003

Mortgage

Document Number	0000037974
Date	Feb 11, 2021
Book Page	55677/846
Instrument	37974

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	440 BERRY PATCH LN, WHITE LAKE, MI 48386-2003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035556
Date	Feb 24, 2017
Book Page	50417/00660
Instrument	35556

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,216.00 (-35.29%) Homeowner's exemption	$506,070 (+6.78%)	$1,012,140 (+6.78%)
2024	$11,152.00 (+18.83%)
2023		$473,920	$947,840
2021	$9,385.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE LAKE TOWNSHIP serves 6,619 people · EPA ID MI0007065
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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