475 Aster St, Laguna Beach, CA 92651 Property Records

Orange County property record for 475 Aster St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,685 sqft · built 1923
Lot Size	0.141 acres (6,125 sqft)
Owner	Trust Name on File
Last Sale	$2,142,500 (Jun 2019)
Tax Bill	$25,323 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`496-162-27`

Property Details

APN / Parcel Number

Primary APN	`496-162-27`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,685 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Lot Area	6,125 sqft (0.141 acres)
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	475 ASTER ST
City	LAGUNA BEACH
State	CA
Zip	92651-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR LAGUNA CLIFFS # 2 BLK 9 LOT 11
Legal Subdivision	LAGUNA CLIFFS #2
Legal Tract	413
Legal Block	9
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2006
Census Tract	62605

Owner

475 Aster St is held in a trust since June 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	580 ALLVIEW TER, LAGUNA BEACH, CA 92651-1552
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 24, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 28, 2019	Grant Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Prior Sale	Mar 16, 2007 · Amount on File
Deed Document Number	2019231156
Prior Transfer Date	Apr 10, 2008
Prior Transfer Doc	0000174045
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	475 ASTER ST, LAGUNA BEACH, CA 92651-1716
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TICOR TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026411
Date	Jan 24, 2018
Instrument	2018000026411

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	475 ASTER ST, LAGUNA BEACH, CA 92651-1716
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026412
Date	Jan 24, 2018
Instrument	2018000026412

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 28, 2019
Property Address	475 ASTER ST, LAGUNA BEACH, CA 92651-1716
Document Number	0000231156
Instrument Date	Jun 21, 2019
Instrument	231156
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Tax	$2,356.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	580 ALLVIEW TER LAGUNA BEACH CA 926511552, LAGUNA BEACH, CA 92651-1552

Tax Assessment & Valuation

The 2025 property tax bill for 475 Aster St was $25,323.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,437,761 (+2%) Land $2,224,984 Building $212,777
2025	$25,323.00	$2,389,962 Land $2,181,357 Building $208,605
2023	$24,516.00 (+2.17%)	$2,297,157 Land $2,096,652 Building $200,505
2022	$23,996.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 475 Aster St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 Aster St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 595 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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