474 Aster St, Laguna Beach, CA 92651 Property Records

Orange County property record for 474 Aster St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,547 sqft · built 1935
Lot Size	0.14 acres (6,125 sqft)
Owner	2 Company Names on File
Tax Bill	$7,292 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`496-163-04`

Property Details

APN / Parcel Number

Primary APN	`496-163-04`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,547 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Lot Area	6,125 sqft (0.14 acres)
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	474 ASTER ST
City	LAGUNA BEACH
State	CA
Zip	92651-1717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR LAGUNA CLIFFS # 2 BLK 15 LOT 18
Legal Subdivision	LAGUNA CLIFFS #2
Legal Tract	413
Legal Block	15
Legal Lot Number	18
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2005
Census Tract	62605

Owner

Source: Orange County records · APN 496-163-04

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Co-owner	Verified Secondary Owner
Mailing Address	474 ASTER ST, LAGUNA BEACH, CA 92651-1717
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Prior Sale	Jan 15, 1999
Last Transfer Date	May 17, 2021
Transfer Doc	0000323195
Record Updated	Jun 08, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 17, 2021
Property Address	474 ASTER ST, LAGUNA BEACH, CA 92651-1717
Document Number	0000323195
Map Reference	MB 7 PG 39&40
Instrument Date	Apr 28, 2021
Instrument	2021000323195
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	474 ASTER ST, LAGUNA BEACH, CA 92651-1717
Investor	Possibly a Property Investor

Mortgage

Document Number	0000323196
Date	May 17, 2021
Instrument	2021000323196

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jun 01, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$7,292.00 (+0.69%) Homeowner's exemption	$621,906 (+4.04%) Land $488,617 Building $133,289
2023	$7,242.00 (+2.81%) Homeowner's exemption	$597,757 Land $469,643 Building $128,114
2022	$7,044.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1997–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 595 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.