4749 Ocean Blvd, Destin, FL 32541 Property Records

Okaloosa County property record for 4749 Ocean Blvd, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,294 sqft · built 1998
Lot Size	0.117 acres (5,107 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Sep 2018)
Tax Bill	$27,463 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3924-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3924-0`
Alternative APNs	`00-2S-22-0075-0000-0330` `22S200007500000330`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,294 sqft Living Area
Gross Area	5,587 sqft
1st Floor Area	1,092 sqft
Upper Floors Area	2,202 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	5,107 sqft (0.117 acres)
Lot Width	50 ft Width
Garage Type	Attached
Garage Area	720 sqft
Porch	Finished/Open Porch
Porch Area	1,258 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4749 OCEAN BLVD
City	DESTIN
State	FL
Zip	32541-5702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESTINY BY THE SEA S/D LOT 33
Legal Subdivision	DESTINY BY THE SEA S/D
Legal Lot Number	33
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1034
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 WAGENER ST, WOODSTOCK, GA 30188-4129
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DELTA COMMUNITY CU
Nov 3, 2020	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 14, 2020	Intrafamily Transfer, Transfer AQUA TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Jun 11, 2008 · Amount on Record
Deed Document Number	20183234601
Deed Book / Page	3369 / 388
Last Transfer Date	May 8, 2020
Transfer Doc	0034751557
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4749 OCEAN BLVD, DESTIN, FL 32541-5702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034623629
Date	May 18, 2020
Book Page	3462/3629
Instrument	3358863

Lender

Name	DELTA COMMUNITY CU
Type	Credit Union
Address	PEACHTREE CITY, GA 30269

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4749 OCEAN BLVD, DESTIN, FL 32541-5702
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 SWEAT CREEK CV, MARIETTA, GA 30062-1180

Mortgage

Document Number	0035024378
Date	Nov 3, 2020
Book Page	3502/4378
Instrument	3404098

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 21, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jul 14, 2020
Property Address	4749 OCEAN BLVD, DESTIN, FL 32541-5702
Document Number	0034751557
Book / Page	3475 / 1557
Map Reference	MB 16 PG 21&22
Instrument Date	May 8, 2020
Instrument	3373050
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AQUA TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4078 SWEAT CREEK CV, MARIETTA, GA 30062-1180
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,463.00 (+17.78%)	$2,568,576 (+16.94%) Land $1,651,062 Building $917,514	$2,568,576 (+16.94%) Land $1,651,062 Building $917,514
2023	$23,317.00 (+14.53%)	$2,196,434 (+21.41%) Land $1,099,037 Building $1,097,397	$2,196,434 (+21.41%) Land $1,099,037 Building $1,097,397
2022	$20,359.00	$1,809,104 Land $925,573 Building $883,531	$1,809,104 Land $925,573 Building $883,531

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1998) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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