Okaloosa County property record for 4748 Ocean Blvd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,436 sqft · built 2003 |
| Lot Size | 0.153 acres (6,681 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,500,000 (Jul 2025) |
| Tax Bill | $31,803 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | C56-000-589-4092-5 |
| Primary APN | C56-000-589-4092-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Heated Area |
| Gross Area | 3,257 sqft |
| 1st Floor Area | 1,071 sqft |
| Upper Floors Area | 1,365 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Clay Tile |
| Lot Area | 6,681 sqft (0.153 acres) |
| Lot Width | 34 ft Width |
| Garage Type | Finished |
| Garage Area | 537 sqft |
| Porch | Open Porch |
| Porch Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4748 OCEAN BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESTINY BY THE SEA PHI LOT 116 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | DESTINY BY THE SEA PHI |
| Legal Phase | 1 |
| Legal Lot Number | 116 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23303 |
4748 Ocean Blvd is owned by an individual who bought it in July 2025.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 981 HIGHWAY 98 E, DESTIN, FL 32541-2584 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Prior Sale | Sep 28, 2020 · Amount on File |
| Deed Document Number | 3762835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 28, 2020 |
| Property Address | 4748 OCEAN BLVD, DESTIN, FL 32541-5703 |
| Document Number | 0034950291 |
| Book / Page | 3495 / 291 |
| Map Reference | MB 18 PG 32 |
| Instrument Date | Sep 24, 2020 |
| Instrument | 3394288 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | AQUA TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 INDIAN COVE RD, 22, MAMARONECK, NY 10543-4439 |
| Name | Verified Name |
|---|---|
| Address | 4748 OCEAN BLVD, DESTIN, FL 32541-5703 |
| Document Number | 0003495293 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 3495/293 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Apr 16, 2047 |
The 2025 property tax bill for 4748 Ocean Blvd was $31,803.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,803.00 | $2,765,123 Land $1,715,667 Building $1,049,456 | $2,765,123 Land $1,715,667 Building $1,049,456 |
| 2023 | $28,251.00 (+12.52%) | $2,601,720 (+17.31%) Land $1,588,894 Building $1,012,826 | $2,601,720 (+17.31%) Land $1,588,894 Building $1,012,826 |
| 2022 | $25,107.00 | $2,217,788 Land $1,375,666 Building $842,122 | $2,217,788 Land $1,375,666 Building $842,122 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4748 Ocean Blvd in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 16.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 665 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3,929 units insured incl. 3,264 condo units |
| Nearby Flood Claims | 507 (1979–2026) |
| Claims Outside the SFHA | 33 of 507 |
| Most Recent Claim | May 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4748 Ocean Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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