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4748 Mesa Verde Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4748 Mesa Verde Dr, Saint Cloud, FL 34769 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,650 sqft · built 1980
Lot Size0.196 acres (8,537 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Nov 2019)
Tax Bill$5,196 (2025)
Deeds & MortgagesDec 2023 Mortgage
Jun 2023 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-26-30-0904-0001-0010

Property Details

APN / Parcel Number

Primary APN04-26-30-0904-0001-0010
Alternative APNs
  • 263004090400010010
  • 82567

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,650 sqft Living Area
Gross Area2,235 sqft
1st Floor Area950 sqft
Upper Floors Area700 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,537 sqft (0.196 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeAttached
Garage Area473 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area340 sqft
PorchSlab
Porch Area332 sqft
Deck Area620 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4748 MESA VERDE DR
CitySAINT CLOUD
StateFL
Zip34769-1625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 1 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATES UNIT 3
Legal Tract904
Legal Block1
Legal Lot Number1
Legal Unit3P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3014
Census Tract43208

Owner

Source: Osceola County records · APN 04-26-30-0904-0001-0010

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Jun 01, 2023Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Mar 16, 2022Deed of Trust, Mortgage · FHA Mortgage
NEW AMERICAN FUNDING
Nov 04, 2019Warranty Deed, Transfer · FHA Mortgage
BROKER SOLUTIONS INC
Jul 02, 2019Warranty Deed, Transfer
CORE TITLE SERVICES LLC, CORE TITLE SVCS LLC
Jul 02, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2019 · Amount on Record
Deed SaleNov 04, 2019 · Amount on Record
Prior SaleJul 02, 2019 · Amount on Record
Deed Document Number2019143262
Deed Book / Page5618 / 418
Prior Transfer DateJun 28, 2019
Prior Transfer Doc0055511385
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
Transaction TypeMortgage
Record UpdatedJan 04, 2024
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625

Mortgage

Document Number0065152047
DateDec 07, 2023
Book Page6515/2047
Instrument2023159630
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term480 Months
DueDec 01, 2063

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
Transaction TypeMortgage
Record UpdatedJun 16, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625

Mortgage

Document Number0064170489
DateJun 01, 2023
Book Page6417/489
Instrument2023070323
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueMay 01, 2063

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625

Mortgage

Document Number0061731403
DateMar 16, 2022
Book Page6173/1403
Instrument2022042573
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressIRVINE, CA 92602
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 01, 2052

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 04, 2019
Property Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
Document Number0056180418
Book / Page5618 / 0418
Map ReferenceMB 2 PG 96&97
Instrument DateNov 01, 2019
Instrument2019143262
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCORE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,666.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address813 NEW YORK AVE, 813, SAINT CLOUD, FL 34769-3359

Transferred To (Grantee/Buyer)

NameVerified Name
Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625

Mortgage

Document Number0005618420
DateNov 04, 2019
Instrument5618/420
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 02, 2019
Property Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
Document Number0055511388
Book / Page005551 / 001388
Instrument DateJun 28, 2019
Instrument85805
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyCORE TITLE SERVICES LLC, CORE TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$1,295.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address813 NEW YORK AVE ST CLOUD FL 347693359, ST CLOUD, FL 34769-3359

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJul 02, 2019
Property Address4748 MESA VERDE DR, SAINT CLOUD, FL 34769-1625
Document Number0055511385
Book / Page005551 / 001385
Instrument DateJun 28, 2019
Instrument85804
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address813 NEW YORK AVE ST CLOUD FL 347693359, ST CLOUD, FL 34769-3359

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,196.00 (+5.14%)$293,100 (-3.24%) Land $53,300 Building $239,800$293,100 (-3.24%) Land $53,300 Building $239,800
2024$4,942.00 (+6.14%)
2023$4,656.00 (+11.71%)$302,900 (+15.21%) Land $49,200 Building $253,700$302,900 (+15.21%) Land $49,200 Building $253,700
2022$4,168.00$262,900 Land $45,100 Building $217,800$262,900 Land $45,100 Building $217,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force
22 of 25 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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