4743 Mesa Verde Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4743 Mesa Verde Dr, Saint Cloud, FL 34769 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1980
Lot Size	0.408 acres (17,772 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2024)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0904-0001-0750`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0904-0001-0750`
Alternative APNs	`263004090400010750` `82641`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,518 sqft Living Area
Gross Area	2,055 sqft Gross Area
1st Floor Area	1,278 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1985
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,772 sqft (0.408 acres)
Lot Dimensions	85 ft deep x 195 ft wide
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	525 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Patio Area	204 sqft Patio
Porch	Florida Room
Porch Area	252 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4743 MESA VERDE DR
City	SAINT CLOUD
State	FL
Zip	34769-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 75 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATES UNIT 3
Legal Tract	904
Legal Block	750
Legal Lot Number	75
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3022
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0904-0001-0750

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4743 MESA VERDE DR, SAINT CLOUD, FL 34769-1626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 22, 2020	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 08, 2024 · Amount on Record
Deed Sale	Jan 08, 2024 · Amount on Record
Prior Sale	Dec 22, 2020 · Amount on Record
Deed Document Number	20242569
Deed Book / Page	6530 / 1341
Prior Transfer Date	Aug 06, 2009
Prior Transfer Doc	0039472235
Record Updated	Jun 08, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 08, 2024
Property Address	4743 MESA VERDE DR, SAINT CLOUD, FL 34769-1626
Document Number	0065301341
Book / Page	6530 / 1341
Map Reference	MB 2 PG 96
Instrument Date	Dec 20, 2023
Instrument	2024002569
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2311 NEPTUNE RD, KISSIMMEE, FL 34744-6232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4743 MESA VERDE DR, SAINT CLOUD, FL 34769-1626

Mortgage

Document Number	0065301344
Date	Jan 08, 2024
Instrument	6530/1344

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 22, 2020
Property Address	4743 MESA VERDE DR, SAINT CLOUD, FL 34769-1626
Document Number	0058562560
Book / Page	5856 / 2560
Map Reference	MB 2 PG 96
Instrument Date	Dec 22, 2020
Instrument	2020174266
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3432 FONTANA LAKE DR, 3432, FUQUAY VARINA, NC 27526-0109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 NEPTUNE RD, KISSIMMEE, FL 34744-6232

Mortgage

Document Number	0058562561
Date	Dec 22, 2020
Instrument	5856/2561

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (-5.4%)	$266,100 (-3.2%) Land $65,000 Building $201,100	$266,100 (-3.2%) Land $65,000 Building $201,100
2024	$4,223.00 (-2.15%)
2023	$4,316.00 (+11.67%)	$274,900 (+15.17%) Land $60,000 Building $214,900	$274,900 (+15.17%) Land $60,000 Building $214,900
2022	$3,865.00	$238,700 Land $55,000 Building $183,700	$238,700 Land $55,000 Building $183,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,273 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

4743 Mesa Verde Dr, Saint Cloud, FL 34769 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2024: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Mesa Verde Dr

Nearby Streets

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