4748 Elk Rd, Waco, TX 76705 Property Records

McLennan County property record for 4748 Elk Rd, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1971
Lot Size4.86 acres (212,137 sqft)
OwnerIndividual Name on Record
Tax Bill$2,813 (2024)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN260043000109009

Property Details

APN / Parcel Number

Primary APN260043000109009
Alternative APNs
  • 2600430001090090111
  • 121277

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,584 sqft Living Area
Gross Area1,848 sqft
1st Floor Area1,584 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area212,137 sqft (4.86 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area696 sqft
Shed1 Shed
Shed Area936 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number121277
Old Parcel Number2600430001090090111
Street Address4748 ELK RD
CityWACO
StateTX
Zip76705-5264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTOMAS DE LA VEGA TRACT 14 ACRES 4.87
Legal SubdivisionTOMAS DE LA VEGA
Legal Tract14
JurisdictionMCLENNAN TX
Township / Civil DivisionAXTELL
Census Block Group3
Census Block3057
Census Tract3500

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4748 ELK RD, WACO, TX 76705-5264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 30, 2023
Deed SaleJan 30, 2023
Deed Document Number2023002754
Record UpdatedJun 8, 2026

January 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMCLENNAN TX
Recording DateJan 30, 2023
Property Address4748 ELK RD, WACO, TX 76705-5264
Document Number0000002754
Instrument DateJan 30, 2023
Instrument2023002754
Transaction TypeTransfer
Record UpdatedFeb 10, 2023
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4748 ELK RD, WACO, TX 76705-5264

Mortgage

Document Number0000002755
DateJan 30, 2023
Instrument2023002755
Lender
NameCITY BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2043
Interest
Rate TypeAdjustable Rate
Rate6.75%
AdjustableAdjustable Rate Rider
Type Change DateFeb 1, 2028
Change FrequencyAnnually
Min Rate At Change6.75%
Max Rate At Change8.75%
IndexPrime Rate
Margin2
Max Rate11.7%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictHallsburg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$200,000 (-12.14%) Land $17,370 Building $182,630$200,000 (-12.14%) Land $17,370 Building $182,630
2024$2,813.00 (+0.61%)
2023$227,637 Land $17,370 Building $210,267$227,637 Land $17,370 Building $210,267
2022$2,796.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEOL WSC
serves 2,103 people · EPA ID TX1550025
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

Nearby Properties on Elk Rd

Nearby Streets

Search Property Records by Address or Parcel Number