4638 Elk Rd, Waco, TX 76705 Property Records

McLennan County property record for 4638 Elk Rd, Waco, TX 76705

Property Summary

Property TypeCommercial
Details13,600 sqft · built 1994
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$3,088 (2025)
Deeds & MortgagesSep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN26-004300-010702-0

Property Details

APN / Parcel Number

Primary APN26-004300-010702-0
Alternative APNs
  • 2600430001070200111
  • 121273

Interior

Stories1 Story
Building Area13,600 sqft Gross Area
1st Floor Area13,600 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeSawtooth
Roof MaterialMetal
Lot Area43,560 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address4638 ELK RD
CityWACO
StateTX
Zip76705
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionTOMAS DE LA VEGA TRACT 13 ACRES 1.0
Legal SubdivisionTOMAS DE LA VEGA
Legal Tract13
Legal Lot Number13
JurisdictionMCLENNAN TX
Township / Civil DivisionAXTELL
Census Block Group3
Census Block3057
Census Tract3500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4714 ELK RD, WACO, TX 76705-5264
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4638 ELK RD, WACO, TX 76705
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4714 ELK RD, WACO, TX 76705-5264

Mortgage

Document Number0000035814
DateSep 3, 2021
Instrument2021035814
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWOODWAY, TX 76712
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictHallsburg Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,000 (-8.99%) Land $17,424 Building $209,576$227,000 (-8.99%) Land $17,424 Building $209,576
2025$3,088.00 (+7.33%)$249,415 (+6.06%) Land $20,492 Building $228,923$249,415 (+6.06%) Land $20,492 Building $228,923
2024$2,877.00 (-0.38%)
2023$235,160 Land $17,420 Building $217,740$235,160 Land $17,420 Building $217,740
2022$2,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · above 40% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEOL WSC
serves 2,103 people · EPA ID TX1550025
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityArsenic
not recorded as resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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