4746 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 4746 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$22,338 (Jan 2024)
Tax Bill	$1,976 (2025)
Deeds & Mortgages	Jan 2024 Sale Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039 116A`

Property Details

APN / Parcel Number

Primary APN	`039 116A`
Alternative APN	`372205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,400 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	840 sqft
Porch	Porch
Porch Area	496 sqft
Deck Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	372205
Old Parcel Number	039116A
Street Address	4746 PRATHER BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TR 1B PRATHER BRIDGE RD
Legal Subdivision	CHRIS PAYNE
Legal Tract	1B
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1030
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Warranty Deed, Transfer
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2024 · Amount on Record
Deed Sale	Jan 16, 2024 · Amount on Record
Prior Sale	Sep 3, 2021 · Amount on Record
Deed Document Number	0001354279
Deed Book / Page	1354 / 279
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 16, 2024
Property Address	4746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Document Number	0013540279
Book / Page	1354 / 279
Instrument Date	Jan 16, 2024
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 3, 2021
Property Address	4746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Document Number	0012660224
Book / Page	1266 / 224
Instrument Date	Sep 3, 2021
Instrument	2021-001301
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4746 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034

Mortgage

Document Number	0012660000000226
Date	Sep 8, 2021
Book Page	0000001266/0000000226

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,976.00 (+19.04%) Homeowner's exemption	$88,831 (+59.31%) Land $3,018 Building $85,813	$222,079 (+59.31%) Land $7,546 Building $214,533
2023	$1,660.00 (+0.42%)	$55,760 (+0.41%) Land $3,018 Building $52,742	$139,402 (+0.41%) Land $7,546 Building $131,856
2022	$1,653.00	$55,534 Land $3,018 Building $52,516	$138,835 Land $7,546 Building $131,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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