4744 Prather Bridge Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 4744 Prather Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,061 sqft · built 2008
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Jun 2023)
Tax Bill	$730 (2025)
Deeds & Mortgages	Jun 2023 Sale Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039 116B`

Property Details

APN / Parcel Number

Primary APN	`039 116B`
Alternative APN	`372210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,061 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	36 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	372210
Street Address	4744 PRATHER BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 2 PRATHER BRIDGE RD
Legal Subdivision	0300 - PRIMARY - SF
Legal Tract	2
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1030
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1818, TOCCOA, GA 30577-1433
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Nov 20, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Apr 15, 2021 · Amount on Record
Deed Document Number	2023686
Deed Book / Page	1333 / 375
Prior Transfer Date	Nov 15, 2017
Prior Transfer Doc	0011360373
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 14, 2023
Property Address	4744 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Document Number	0013330375
Book / Page	1333 / 375
Instrument Date	Jun 14, 2023
Instrument	2023-000686
Transaction Type	Transfer
Record Updated	Jul 14, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 993, HELEN, GA 30545-0993

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	4744 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transaction

Additional	Notice of Trustee Sale

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011270315
Date	Jul 28, 2017
Book Page	1127/315

Lender

Name	HOMESTAR FINANCIAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Apr 15, 2021
Property Address	4744 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Document Number	0012480116
Book / Page	1248 / 116
Instrument Date	Apr 15, 2021
Instrument	2021-000519
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4744 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Investor	Possibly a Property Investor

Mortgage

Document Number	0012480000000118
Date	Apr 15, 2021
Book Page	0000001248/0000000118

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 20, 2017
Property Address	4744 PRATHER BRIDGE RD, TOCCOA, GA 30577-2034
Document Number	0011360373
Book / Page	001136 / 000373
Instrument Date	Nov 15, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$730.00 (-46.75%) Homeowner's exemption Senior Citizen's exemption	$74,193 (+61.09%) Land $3,018 Building $71,175	$185,483 (+61.09%) Land $7,546 Building $177,937
2023	$1,371.00 (+6.11%)	$46,056 (+6.09%) Land $3,018 Building $43,038	$115,140 (+6.09%) Land $7,546 Building $107,594
2022	$1,292.00	$43,412 Land $3,018 Building $40,394	$108,531 Land $7,546 Building $100,985

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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