4700 Wilderness Trl, Sebring, FL 33875 Property Records

Highlands County property record for 4700 Wilderness Trl, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,198 sqft · built 1996
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Last Sale	$539,000 (Oct 2023)
Tax Bill	$4,282 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C2658A0000500000`

Property Details

APN / Parcel Number

Primary APN	`C2658A0000500000`
Alternative APN	`C-26-35-28-A00-0050-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,198 sqft Living Area
1st Floor Area	2,127 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	330 ft deep x 25 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	576 sqft
Driveway	Driveway
Driveway Area	560 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	36 sqft
Porch	Open Porch
Porch Area	236 sqft
Patio Area	649 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C2658A0000500000
Street Address	4700 WILDERNESS TRL
City	SEBRING
State	FL
Zip	33875-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	S 1/2 OF E 1/2 OF NE 1/4 OF SE 1/4 OF SE 1/4 OF SEC 26 LESS PAYNE RD 2.50 ACRES
Legal Range	28E
Legal Township	35S
Legal Section	26
Jurisdiction	HIGHLANDS FL
Township / Civil Division	LAKE PLACID
Census Block Group	1
Census Block	1021
Census Tract	961401

Owner

4700 Wilderness Trl is owned and occupied by an individual who bought it in October 2023.

Source: Highlands County records, as of December 12, 2025

Owner of Record	Individual Name on File
Mailing Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST BANK
Mar 16, 2017	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Deed Document Number	2171920
Deed Book / Page	3002 / 92
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779

Mortgage

Document Number	0002300592
Date	Feb 20, 2026
Book Page	3175/192
Instrument	2300592

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 2, 2023
Property Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779
Document Number	0002171920
Book / Page	3002 / 92
Instrument Date	Sep 20, 2023
Instrument	2171920
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,773.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3471 COUNTY BARN RD, NAPLES, FL 34112-7442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779

Mortgage

Document Number	0000300295
Date	Oct 2, 2023
Instrument	3002/95

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001966955
Date	Dec 10, 2019
Book Page	2727/0757
Instrument	1966955

Lender

Name	SUNTRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2034

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HIGHLANDS FL
Property Address	4700 WILDERNESS TRL, SEBRING, FL 33875-9779
Document Number	0001851434
Instrument Date	Mar 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 WILDERNESS TRL SEBRING FL 338759779, SEBRING, FL 33875-9779

Mortgage

Document Number	0001851434
Date	May 1, 2017
Book Page	002578/000708
Instrument	1851434

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 30, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$346,337	$373,723 Land $46,200 Building $327,523
2024	$4,282.00 (+143.57%)
2023	$1,758.00 (+1.97%) Homeowner's exemption	$143,957 (+3%)	$290,364 (+15.37%) Land $31,185 Building $259,179
2022	$1,724.00 Homeowner's exemption	$139,764	$251,690 Land $26,565 Building $225,125

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4700 Wilderness Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4700 Wilderness Trl is high, ranking above 72% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rapid Systems Fixed Wireless	50 / 10

May also be available: CenturyLink.

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