4745 Morgan Rd, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 4745 Morgan Rd, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,989 sqft · built 1993
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jun 2017)
Tax Bill	$9,119 (2026)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`022870.1`

Property Details

APN / Parcel Number

Primary APN	`022870.1`
Alternative APNs	`608932200000010080010000` `306089 322.000-1-8.1`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,989 sqft Living Area
1st Floor Area	1,989 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	52,708 sqft (1.21 acres)
Lot Width	175 ft Width
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	472 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	022870.1
Street Address	4745 MORGAN RD
City	ONEIDA
State	NY
Zip	13421-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	2 HOUSE 2 GARAGES
Legal Block	1
Legal Lot Number	8.001
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1016
Census Tract	24900

Owner

4745 Morgan Rd is owned by two individuals who bought it in June 2017.

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 201, ONEIDA, NY 13421-0201
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit GPO FCU
Jun 7, 2017	Warranty Deed, Transfer NORMANDI LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Book / Page	2017 / 8139
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	2017008139
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	4745 MORGAN RD, ONEIDA, NY 13421-3723
Document Number	0000008541
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4745 MORGAN RD ONEIDA NY 134213723, ONEIDA, NY 13421-3723

Mortgage

Document Number	0000008541
Date	Jul 13, 2020
Instrument	8541

Lender

Name	GPO FCU
Address	NEW HARTFORD, NY 13413

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jun 7, 2017
Property Address	4745 MORGAN RD, ONEIDA, NY 13421-3723
Document Number	0000008139
Instrument Date	Apr 24, 2017
Instrument	8139
Transaction Type	Transfer
Record Updated	Sep 12, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4745 MORGAN RD ONEIDA NY 134213723, ONEIDA, NY 13421-3723

Mortgage

Document Number	8140
Date	Jun 7, 2017
Instrument	8140

Lender

Name	NORMANDI LLC
Address	PO BOX 653, ONEIDA, NY 13421-0653

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4745 Morgan Rd was $9,119, down 0.1% from the year before.

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,119.00 (-0.12%)
2025	$9,130.00	$168,200 Land $12,000 Building $156,200	$386,667 Land $27,586 Building $359,081
2023		$168,200 Land $12,000 Building $156,200	$354,105 Land $25,263 Building $328,842

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4745 Morgan Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4745 Morgan Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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