4727 Morgan Rd, Oneida, NY 13421 Property Records

Oneida County and Vernon Town property record for 4727 Morgan Rd, Oneida, NY 13421

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,758 sqft · built 2005
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2023)
Tax Bill	$7,103 (2026)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`306089 322.000-1-8.5`

Property Details

APN / Parcel Number

Primary APN	`306089 322.000-1-8.5`
Alternative APN	`608932200000010080050000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
1st Floor Area	1,520 sqft
Upper Floors Area	238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	448 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4727 MORGAN RD
City	ONEIDA
State	NY
Zip	13421-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	8.005
Jurisdiction	ONEIDA NY
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1016
Census Tract	24900

Owner

Source: Oneida County and Vernon Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4727 MORGAN RD, ONEIDA, NY 13421-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage HMTEAD FUNDING CORP
Jan 20, 2021	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2023 · Amount on Record
Deed Sale	Jan 24, 2023 · Amount on Record
Prior Sale	Jan 20, 2021 · Amount on Record
Deed Document Number	2023964
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jan 24, 2023
Property Address	4727 MORGAN RD, ONEIDA, NY 13421-3723
Document Number	0000000964
Instrument Date	Dec 15, 2022
Instrument	2023-000964
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 NORTH ST, SOUTHBRIDGE, MA 01550-2548

Mortgage

Document Number	0000000965
Date	Jan 24, 2023
Instrument	2023-000965

Lender

Name	HMTEAD FUNDING CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Jan 20, 2021
Property Address	4727 MORGAN RD, ONEIDA, NY 13421-3723
Document Number	0000001020
Instrument Date	Jan 13, 2021
Instrument	1020
Transaction Type	Transfer
Record Updated	Mar 18, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$908.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7501 MISTY VIEW LN KNOXVILLE TN 379314569, KNOXVILLE, TN 37931-4569

Mortgage

Document Number	1021
Date	Jan 20, 2021
Instrument	1021

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2051

Tax Assessment & Valuation

Source: Oneida County and Vernon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vernon Town
Unified School District	Oneida City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,103.00 (-0.31%)
2025	$7,125.00	$134,800 (-) Land $18,000 Building $116,800	$309,885 (+9.2%) Land $41,379 Building $268,506
2023		$134,800 Land $18,000 Building $116,800	$283,789 Land $37,895 Building $245,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011–2025)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Morgan Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures