4743 Lake Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4743 Lake Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1944
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`271-0061-023-0000`

Property Details

APN / Parcel Number

Primary APN	`271-0061-023-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,698 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	4743 LAKE DR
City	CARMICHAEL
State	CA
Zip	95608-3158
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	POR LOTS 11 & 12 GREENWOOD BEG AT THE S E COR LOT 11 ROBERTSON ESTATES TH WEST 110 FT TH N 49%3000 W 20.76 FT TO PT ON ELY
Legal Subdivision	ROBERTSON ESTATES
Legal Lot Number	11,12
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4010
Census Tract	5904

Owner

Source: Sacramento County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4743 LAKE DR, CARMICHAEL, CA 95608-3158
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer · VA Mortgage FEDERAL SAVINGS BANK
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2026
Deed Sale	Sep 4, 2026
Prior Sale	May 12, 2016 · Amount on Record
Deed Book / Page	20260904 / 60
Prior Transfer Date	Aug 25, 2026
Prior Transfer Doc	2026000060
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 4, 2026
Property Address	4743 LAKE DR, CARMICHAEL, CA 95608-3158
Document Number	2026000060
Book / Page	20260904 / 60
Instrument Date	Aug 25, 2026
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4743 LAKE DR, CARMICHAEL, CA 95608-3158

Mortgage

Document Number	2026000061,
Date	Sep 4, 2026
Book Page	20260904/61

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4743 LAKE DR, CARMICHAEL, CA 95608-3158
Transaction Type	Mortgage
Record Updated	Nov 19, 2025
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4743 LAKE DR, CARMICHAEL, CA 95608-3158

Mortgage

Document Number	0000000310
Date	Nov 3, 2025
Instrument	202511030310

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2045

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$446,636 (+2%) Land $150,931 Building $295,705
2025	$3,203.00 (+0.16%)	$437,879 (+4.04%) Land $147,972 Building $289,907
2024	$3,198.00 (+0.5%)
2023	$3,182.00 (-2.39%)	$420,877 Land $142,227 Building $278,650
2022	$3,260.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	19 (1986–2021)
Claims Outside the SFHA	6 of 19
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 2 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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