Sacramento County property record for 4740 Lake Dr, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,974 sqft · built 1966 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (May 2018) |
| Tax Bill | $6,428 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 271-0063-030-0000 |
| Primary APN | 271-0063-030-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,974 sqft Living Area |
| 1st Floor Area | 1,839 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4740 LAKE DR |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-3157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-5 |
| Legal Description | LOTS 17 & 18 ROBERTSON ESTATES EXC ANYTHING LYING ELY OF LNDES AS BEG AT A PT LOC N36%5314W 13.82 FT FR MOST SLY COR OFSD |
| Legal Subdivision | ROBERTSON ESTATES |
| Legal Lot Number | 17,18 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 5904 |
Source: Sacramento County records · APN 271-0063-030-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PAVIA FINANCIAL SERVICES INC |
| Aug 12, 2022 | Intrafamily Transfer, Transfer |
| Apr 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PAVIA FINANCIAL SERVICES INC |
| Apr 19, 2017 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL LN ASSOCS |
| May 30, 2018 | Grant Deed, Transfer · Conventional Mortgage CAPITAL LN ASSOCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Book / Page | 20180530 / 38 |
| Last Transfer Date | Aug 11, 2022 |
| Transfer Doc | 2022000756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Document Number | 0000002217 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 202104122217 |
| Name | PAVIA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 12, 2022 |
| Property Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Document Number | 0000000756 |
| Map Reference | MB 78 MAP 2 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 2022081200756 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH |
| Name | Verified Name |
|---|---|
| Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Document Number | 4120000002217 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 20210412/2217 |
| Name | PAVIA FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000796 |
|---|---|
| Date | Apr 19, 2017 |
| Book Page | 20170419/0796 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Document Number | 1911131400 |
| Instrument Date | Nov 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Address | 4740 LAKE DR CARMICHAEL CA 956083157, CARMICHAEL, CA 95608-3157 |
| Document Number | 1911131400 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 1911131400 |
| Name | CAPITAL LN ASSOCS |
|---|---|
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | May 30, 2018 |
| Property Address | 4740 LAKE DR, CARMICHAEL, CA 95608-3157 |
| Document Number | 1805300038 |
| Instrument Date | May 25, 2018 |
| Instrument | 1805300038 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $484.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 LAKE DR CARMICHAEL CA 956083157, CARMICHAEL, CA 95608-3157 |
| Document Number | 1805300039 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 1805300039 |
| Name | CAPITAL LN ASSOCS |
|---|---|
| Address | SAN DIEGO, CA 92127 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $552,268 (+2%) Land $116,056 Building $436,212 | |
| 2025 | $6,428.00 (+0.99%) Homeowner's exemption | $541,440 (+5.92%) Land $113,781 Building $427,659 |
| 2024 | $6,365.00 (+4.46%) | |
| 2023 | $6,093.00 (+6.86%) Homeowner's exemption | $511,201 Land $109,363 Building $401,838 |
| 2022 | $5,702.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 19 (1986–2021) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Based on FCC filings for 513 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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