4742 Chicago Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 4742 Chicago Ave, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1970
Lot Size	0.51 acres (22,217 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2026)
Tax Bill	$1,914 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00490`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00490`
Alternative APNs	`1010059` `1158291`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	912 sqft Gross Area
1st Floor Area	912 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,217 sqft (0.51 acres)
Garage Area	576 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	36 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1158291
Street Address	4742 CHICAGO AVE
City	DULUTH
State	MN
Zip	55803-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT 5 EX ELY 120 FT SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	5
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	3
Census Block	3027
Census Tract	100

Owner

4742 Chicago Ave is owned and occupied by an individual who bought it in June 2026.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4742 CHICAGO AVE, DULUTH, MN 55803-1341
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Nov 22, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on File
Deed Sale	Jun 10, 2026 · Amount on File
Prior Sale	Nov 22, 2023 · Amount on File
Deed Document Number	20261102305
Prior Transfer Date	Feb 22, 2011
Prior Transfer Doc	0000905136
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 10, 2026
Property Address	4742 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	0001102305
Instrument Date	May 26, 2026
Instrument	20261102305
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79,992.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4742 CHICAGO AVE, DULUTH, MN 55803-1341

Mortgage

Document Number	0001102306,
Date	Jun 10, 2026
Instrument	20261102306

Lender

Name	NORTH SHORE BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 22, 2023
Property Address	4742 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	0001074629
Instrument Date	Oct 27, 2023
Instrument	1074629
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4742 CHICAGO AVE, DULUTH, MN 55803-1341

Mortgage

Document Number	0001074630
Date	Nov 22, 2023
Instrument	1074630

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 4742 Chicago Ave was $1,914 with a homeowner's exemption, up 3.8% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,914.00 (+3.8%) Homeowner's exemption
2025	$1,844.00 Homeowner's exemption	$184,300 (+8.28%) Land $35,400 Building $148,900	$184,300 (+8.28%) Land $35,400 Building $148,900
2024		$170,200 Land $35,100 Building $135,100	$170,200 Land $35,100 Building $135,100
2023	$1,568.00 Homeowner's exemption
2022		$132,700 Land $33,700 Building $99,000	$132,700 Land $33,700 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4742 Chicago Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4742 Chicago Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Chicago Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures