4738 Chicago Ave, Duluth, MN 55803 Property Records

St. Louis County property record for 4738 Chicago Ave, Duluth, MN 55803

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,400 sqft · built 2004
Lot Size	0.785 acres (34,230 sqft)
Owner	Individual Name on Record
Last Sale	$43,900 (May 2002)
Tax Bill	$3,472 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520-0100-00510`

Property Details

APN / Parcel Number

Primary APN	`520-0100-00510`
Alternative APN	`667487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,400 sqft Gross Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	34,230 sqft (0.785 acres)
Garage Area	576 sqft
Deck Area	140 sqft
Storage Building	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	667487
Street Address	4738 CHICAGO AVE
City	DULUTH
State	MN
Zip	55803-1341
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RES
Legal Description	LOT: 0007 BLOCK:005 SERIAL #
Legal Subdivision	GLENWOOD PARK
Legal Block	5
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	RICE LAKE
Census Block Group	3
Census Block	3027
Census Tract	100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN COMMUNITIES CREDIT UNION
Apr 1, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jun 13, 2019	Deed of Trust, Mortgage QUICKEN LNS
Dec 13, 2018	Deed of Trust, Mortgage QUICKEN LNS
Dec 1, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2002 · Amount on Record
Deed Sale	May 15, 2002 · Amount on Record
Prior Sale	May 15, 2002
Deed Document Number	2002723507
Prior Transfer Date	Aug 9, 2001
Prior Transfer Doc	0000708084
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 9, 2026
Property Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	0001103412
Instrument Date	Jun 15, 2026
Instrument	20261103412
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341

Mortgage

Document Number	0001103412,
Date	Jul 9, 2026
Instrument	20261103412

Lender

Name	NORTHERN COMMUNITIES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.71%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	00T1022079
Instrument Date	Apr 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4738 CHICAGO AVE DULUTH MN 558031341, DULUTH, MN 55803-1341

Mortgage

Document Number	00T1022079
Date	Apr 7, 2020
Instrument	T1022079

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Apr 6, 2047

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	00T1011596
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4738 CHICAGO AVE DULUTH MN 558031341, DULUTH, MN 55803-1341

Mortgage

Document Number	00T1011596
Date	Jun 19, 2019
Instrument	T1011596

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	0001006300
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4738 CHICAGO AVE DULUTH MN 558031341, DULUTH, MN 55803-1341

Mortgage

Document Number	0001006300
Date	Dec 21, 2018
Instrument	1006300

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 20, 2048

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4738 CHICAGO AVE, DULUTH, MN 55803-1341
Document Number	000T993222
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4738 CHICAGO AVE DULUTH MN 558031341, DULUTH, MN 55803-1341

Mortgage

Document Number	000T993222
Date	Dec 15, 2017
Instrument	T993222

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 14, 2042

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Rice Lake City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 (+3.64%) Homeowner's exemption
2025	$3,350.00 (+1.89%) Homeowner's exemption	$279,100 (+0.07%) Land $39,100 Building $240,000	$279,100 (+0.07%) Land $39,100 Building $240,000
2024	$3,288.00	$278,900 (+17.53%) Land $38,900 Building $240,000	$278,900 (+17.53%) Land $38,900 Building $240,000
2022		$237,300 Land $37,200 Building $200,100	$237,300 Land $37,200 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rice Lake serves 1,085 people · EPA ID MN1690049
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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