Walton County property record for 4740 Westwinds Dr, Miramar Beach, FL 32550
| Property Type | Condominium |
|---|---|
| Lot Size | 0.004 acres (217 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $519,900 (Feb 2003) |
| Tax Bill | $6,201 (2024) |
| Deeds & Mortgages | Jan 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2S-21-42800-000-4740 |
| Primary APN | 34-2S-21-42800-000-4740 |
|---|---|
| Alternative APN |
|
| Lot Area | 217 sqft (0.004 acres) |
|---|
| Account Number | 1077428 |
|---|---|
| Street Address | 4740 WESTWINDS DR |
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-7846 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SD |
| Legal Description | UT 4740 WESTWINDS AT SANDESTIN CONDO OR 1788-351 OR 2470-1644 |
| Legal Range | 21W |
| Legal Township | 02S |
| Legal Section | 34 |
| Legal Subdivision | WESTWINDS AT SANDESTIN CONDO |
| Legal Lot Number | 4740 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 950609 |
Source: Walton County records, as of December 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 DEVEREUX DOWNS, ROSWELL, GA 30075-2897 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 5, 2003 · Amount on Record |
| Deed Sale | Feb 5, 2003 · Amount on Record |
| Deed Document Number | 0024701644 |
| Deed Book / Page | 2470 / 1644 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 4740 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4740 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846 |
| Document Number | 0033133753 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 3313/3753 |
| Instrument | 20240002578 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781,694 (+9.28%) Building $781,694 | $781,694 (+9.28%) Building $781,694 | |
| 2024 | $6,201.00 (+7.43%) | ||
| 2023 | $5,772.00 (+15.07%) | $715,313 (+25%) Building $715,313 | $715,313 (+25%) Building $715,313 |
| 2022 | $5,016.00 | $572,250 Building $572,250 | $572,250 Building $572,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 750 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4,168 units insured incl. 3,418 condo units |
| Nearby Flood Claims | 64 (1995–2024) |
| Claims Outside the SFHA | 45 of 64 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber · Cable in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Wildstar Networks.
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