4737 Westwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4737 Westwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.004 acres (217 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (May 2018)
Tax Bill	$7,793 (2024)
Deeds & Mortgages	Jul 2019 Line of Credit May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-2S-21-42800-000-4737`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42800-000-4737`
Alternative APN	`1077425`

Exterior

Lot Area	217 sqft (0.004 acres)

Location & Zoning

Account Number	1077425
Street Address	4737 WESTWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7846
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4737 WESTWINDS AT SANDESTIN CONDO OR 1847-227 OR 2650-2 OR 2915-3139 OR 2933-4986 OR 3073-4239
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	WESTWINDS AT SANDESTIN CONDO
Legal Lot Number	4737
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4737 Westwinds Dr, a condominium, is owned by two individuals who bought it in May 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9324 NOLIN ORCHARD LN, LOVELAND, OH 45140-1536
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
May 17, 2018	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Prior Sale	Oct 18, 2013
Deed Document Number	0030734239
Deed Book / Page	3073 / 4239
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	4737 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031113167
Date	Jul 15, 2019
Book Page	3111/3167
Instrument	20190023525

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 25, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 17, 2018
Property Address	4737 WESTWINDS DR, MIRAMAR BEACH, FL 32550-7846
Document Number	0030734239
Book / Page	003073 / 004239
Instrument Date	May 17, 2018
Instrument	16176
Transaction Type	Transfer
Record Updated	Jun 14, 2018
Title Company	CUSTOMERS FIRST TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$4,410.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5088 HARVESTDALE DR MASON OH 450403668, MASON, OH 45040-3668

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$982,496 Building $982,496	$982,496 Building $982,496
2024	$7,793.00 (+7.42%)
2023	$7,255.00 (+15.09%)	$899,063 (+25%) Building $899,063	$899,063 (+25%) Building $899,063
2022	$6,304.00	$719,250 Building $719,250	$719,250 Building $719,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4737 Westwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4737 Westwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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