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4740 W Derek Ave, Spokane, WA 99208 Property Records

Spokane County property record for 4740 W Derek Ave, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,773 sqft · built 2021
Lot Size0.209 acres (9,100 sqft)
Owner2 Individual Names on Record
Last Sale$580,798 (Aug 2021)
Tax Bill$6,616 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jan 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN26221.3015

Property Details

APN / Parcel Number

Primary APN26221.3015

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,773 sqft Living Area
Gross Area3,501 sqft
1st Floor Area1,779 sqft
Basement Area994 sqft
Finished Basement994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,100 sqft (0.209 acres)
Garage TypeAttached
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Deck Area192 sqft
Patio Area41 sqft
Canopy233 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4740 W DEREK AVE
CitySPOKANE
StateWA
Zip99208-7809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal Description22-26-42: MCCARROLL EAST 6TH ADDITION LOT 15 BLOCK 3 (AFN 6964707)
Legal Range42
Legal Township26
Legal Section22
Legal SubdivisionMCCARROLL EAST 6TH ADDITION
Legal Block3
Legal Lot Number15
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group2
Census Block2023
Census Tract10604

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4740 W DEREK AVE, SPOKANE, WA 99208-7809
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Jan 5, 2021Quit Claim Deed, Transfer
VP TITLE LLC, VT TITLE LLC
Jan 5, 2021Warranty Deed, Transfer · Commercial Mortgage
BANNER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleJan 5, 2021 · Amount on Record
Deed Document Number20217109040
Prior Transfer DateDec 16, 2020
Prior Transfer Doc0007017375
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 3, 2021
Property Address4740 W DEREK AVE, SPOKANE, WA 99208-7809
Document Number0007109040
Map ReferenceVOL 42 PG 24-28
Instrument DateAug 2, 2021
Instrument7109040
Transaction TypeTransfer
Record UpdatedApr 4, 2022
Title CompanyVISTA TITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,443.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4740 W DEREK AVE, SPOKANE, WA 99208-7809

Mortgage

Document Number0007109041
DateAug 3, 2021
Instrument7109041
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateJan 5, 2021
Property Address4740 W DEREK AVE, SPOKANE, WA 99208-7809
Document Number0007017375
Instrument DateDec 16, 2020
Instrument7017375
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyVP TITLE LLC, VT TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4740 W DEREK AVE SPOKANE WA, SPOKANE, WA

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateJan 5, 2021
Property Address4740 W DEREK AVE, SPOKANE, WA 99208-7809
Document Number0007017411
Map ReferenceVOL 42 PG 24-28
Instrument DateDec 16, 2020
Instrument7017411
Transaction TypeTransfer
Record UpdatedApr 4, 2022
Title CompanyVISTA TITLE & ESCROW

Transaction

AmountAmount Recorded
Tax$1,765.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007017412
DateJan 5, 2021
Instrument7017412
Lender
NameBANNER BANK
TypeBank
AddressBOTHELL, WA 98011
Agreement
TypeCommercial Mortgage

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,616.00 (+0.61%)$627,000 (-3.45%) Land $140,000 Building $487,000$627,000 (-3.45%) Land $140,000 Building $487,000
2025$6,576.00 (+3.67%)
2024$649,400 (+20.66%) Land $140,000 Building $509,400$649,400 (+20.66%) Land $140,000 Building $509,400
2023$6,343.00 (+0.89%)$538,200 Land $115,000 Building $423,200$538,200 Land $115,000 Building $423,200
2022$6,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 60% of Washington
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20
Wind Wireless
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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