Spokane County property record for 4728 W Derek Ave, Spokane, WA 99208
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,805 sqft · built 2021 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,054 (2026) |
| Deeds & Mortgages | Feb 2021 Construction Loan Nov 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26221.3018 |
| Primary APN | 26221.3018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,805 sqft Living Area |
| Gross Area | 4,394 sqft |
| 1st Floor Area | 1,805 sqft |
| Basement Area | 1,805 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 216 sqft |
| Canopy | 274 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 4728 W DEREK AVE |
|---|---|
| City | SPOKANE |
| State | WA |
| Zip | 99208-7809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | 22-26-42: MCCARROLL EAST 6TH ADDITION LOT 18 BLOCK 3 (AFN 6964707) |
| Legal Range | 42 |
| Legal Township | 26 |
| Legal Section | 22 |
| Legal Subdivision | MCCARROLL EAST 6TH ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | SPOKANE |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 10604 |
Source: Spokane County assessment roll, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15415 N FRANKLIN CT, SPOKANE, WA 99208-8700 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Nov 23, 2020 | Correction Deed, Subdivision Related Transfer VP TITLE LLC, VT TITLE LLC |
| Nov 23, 2020 | Correction Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 4728 W DEREK AVE, SPOKANE, WA 99208-7809 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007030635 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 7030635 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 370 Months |
| Due | Dec 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 23, 2020 |
| Property Address | 4728 W DEREK AVE, SPOKANE, WA 99208-7809 |
| Document Number | 0006999049 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 6999049 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | VP TITLE LLC, VT TITLE LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Nov 23, 2020 |
| Property Address | 4728 W DEREK AVE, SPOKANE, WA 99208-7809 |
| Document Number | 0006998965 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 6998965 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Spokane County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Spokane City |
| Unified School District | Spokane Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,054.00 (+1.69%) | $668,300 (-3.51%) Land $140,000 Building $528,300 | $668,300 (-3.51%) Land $140,000 Building $528,300 |
| 2025 | $6,937.00 (+3.71%) | $692,600 (+1.14%) Land $140,000 Building $552,600 | $692,600 (+1.14%) Land $140,000 Building $552,600 |
| 2024 | $684,800 (+24.1%) Land $140,000 Building $544,800 | $684,800 (+24.1%) Land $140,000 Building $544,800 | |
| 2023 | $6,689.00 (+3.79%) | $551,800 Land $115,000 Building $436,800 | $551,800 Land $115,000 Building $436,800 |
| 2022 | $6,445.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 60% of Washington |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
| Concept Communications Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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