Hennepin County property record for 4740 Palmer Ct, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 5.25 ba · 5,487 sqft · built 2014 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $517,502 (Jan 2015) |
| Tax Bill | $8,208 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-117-24-33-0051 |
| Primary APN | 36-117-24-33-0051 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,487 sqft Living Area |
| Gross Area | 7,379 sqft |
| 1st Floor Area | 1,596 sqft |
| 2nd Floor Area | 1,517 sqft |
| Basement Area | 1,114 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 16 ft deep x 75 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 778 sqft |
| Porch | Open Porch |
| Porch Area | 84 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 4740 PALMER CT |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 007 BLOCK 003 B PALMER POINTE 75X16X164X90X116 |
| Legal Range | 24 |
| Legal Township | 117 |
| Legal Section | 36 |
| Legal Quarter | 33 |
| Legal Subdivision | PALMER POINTE |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETRISTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 27703 |
4740 Palmer Ct is owned and occupied by two individuals who bought it in January 2015.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4740 PALMER CT, EXCELSIOR, MN 55331-9203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MINNWEST BANK S |
| Sep 8, 2020 | Deed of Trust, Mortgage MINNWEST BK |
| Nov 25, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2015 · Amount on File |
| Deed Sale | Jan 2, 2015 · Amount on File |
| Prior Sale | May 3, 2011 · Amount on File |
| Deed Document Number | 20155224989 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 7, 2026 |
| Property Address | 4740 PALMER CT, EXCELSIOR, MN 55331-9203 |
| Document Number | 0006199914 |
| Instrument Date | May 5, 2026 |
| Instrument | 20266199914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 4740 PALMER CT, EXCELSIOR, MN 55331-9203 |
| Document Number | 0006199914, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 20266199914 |
| Name | MINNWEST BANK S |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 5, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4740 PALMER CT, EXCELSIOR, MN 55331-9203 |
| Document Number | 0005749922 |
| Instrument Date | Sep 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4740 PALMER CT EXCELSIOR MN 553319203, EXCELSIOR, MN 55331-9203 |
| Document Number | 0005749922 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 5749922 |
| Name | MINNWEST BK |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, MN 56302 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Sep 9, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4740 PALMER CT, EXCELSIOR, MN 55331-9203 |
| Document Number | 0005671213 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4740 PALMER CT MINNETRISTA MN 553319203, MINNETRISTA, MN 55331-9203 |
| Document Number | 0005671213 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 5671213 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 16, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4740 Palmer Ct was $8,208, up 11.8% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minnetrista City |
| Unified School District | Westonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,208.00 (+11.76%) | $789,800 (+7.82%) Land $220,000 Building $569,800 | $789,800 (+7.82%) Land $220,000 Building $569,800 |
| 2024 | $7,344.00 (+9.17%) | $732,500 Land $181,500 Building $551,000 | $732,500 Land $181,500 Building $551,000 |
| 2023 | $6,727.00 Homeowner's exemption | ||
| 2022 | $745,000 Land $231,000 Building $514,000 | $745,000 Land $231,000 Building $514,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4740 Palmer Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4740 Palmer Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minnetrista serves 5,888 people · EPA ID MN1270036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.71 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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