Hennepin County property record for 4680 Palmer Ct, Excelsior, MN 55331
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.25 ba · 3,408 sqft · built 2012 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,295,000 (Aug 2025) |
| Tax Bill | $13,843 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-117-24-33-0048 |
| Primary APN | 36-117-24-33-0048 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,408 sqft Living Area |
| Gross Area | 5,370 sqft |
| 1st Floor Area | 1,742 sqft |
| 2nd Floor Area | 1,666 sqft |
| Basement Area | 1,219 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Depth | 166 ft Depth |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 743 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 416 sqft |
| Patio Area | 416 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Space Heater |
| Street Address | 4680 PALMER CT |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-9150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 004 BLOCK 003 B PALMER POINTE SE48X166X175X154 |
| Legal Range | 24 |
| Legal Township | 117 |
| Legal Section | 36 |
| Legal Quarter | 33 |
| Legal Subdivision | PALMER POINTE |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | MINNETRISTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 27703 |
Source: Hennepin County records, as of August 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4680 PALMER CT, EXCELSIOR, MN 55331-9150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 7, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Jul 3, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Aug 8, 2016 | Deed of Trust, Mortgage · Line of Credit AMERICAN INVTRS BK & MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2025 · Amount on Record |
| Deed Sale | Aug 5, 2025 · Amount on Record |
| Prior Sale | Jan 13, 2012 · Amount on Record |
| Deed Document Number | 20256150617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4680 PALMER CT, EXCELSIOR, MN 55331-9150 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4680 PALMER CT, MINNETRISTA, MN 55331-9150 |
| Document Number | 00T5935407 |
|---|---|
| Date | Apr 7, 2022 |
| Instrument | T5935407 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4680 PALMER CT, EXCELSIOR, MN 55331-9150 |
| Document Number | 0005626561 |
| Instrument Date | Jul 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4680 PALMER CT MINNETRISTA MN 553319150, MINNETRISTA, MN 55331-9150 |
| Document Number | 0005626561 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 5626561 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 9, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4680 PALMER CT, EXCELSIOR, MN 55331-9150 |
| Document Number | 0005423000 |
| Instrument Date | Aug 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4680 PALMER CT MINNETRISTA MN 553319150, MINNETRISTA, MN 55331-9150 |
| Document Number | 0005423000 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 5423000 |
| Name | AMERICAN INVTRS BK & MTG |
|---|---|
| Type | Mortgage Company |
| Address | EDEN PRAIRIE, MN 55344 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 12, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Minnetrista City |
| Unified School District | Westonka Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,843.00 (+53.9%) | $1,269,800 (+31.45%) Land $582,400 Building $687,400 | $1,269,800 (+31.45%) Land $582,400 Building $687,400 |
| 2023 | $8,995.00 Homeowner's exemption | ||
| 2022 | $966,000 Land $338,000 Building $628,000 | $966,000 Land $338,000 Building $628,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Minnetrista serves 5,888 people · EPA ID MN1270036 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.71 mg/L (2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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