4740 McCrary Rd, Semmes, AL 36575 Property Records

Mobile County property record for 4740 McCrary Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,580 sqft · built 1994
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$91,832 (Mar 2011)
Tax Bill	$430 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R02240614000007901`

Property Details

APN / Parcel Number

Primary APN	`R02240614000007901`
Alternative APNs	`24 06 14 0 000 079.01X` `00367178` `367178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,580 sqft Living Area
1st Floor Area	1,580 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Porch	Open Porch
Porch Area	31 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	367178
Old Parcel Number	R02240614000007901
Street Address	4740 MCCRARY RD
City	SEMMES
State	AL
Zip	36575-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMG AT NW COR SEC 14 T3S R3W TH S 00 DEG 09 MIN 35 SEC E 1154.88 FT TO PT TH RUN N 89 DEG 45 MIN 25 SEC E 40 FT TO PT ON E
Legal Range	03W
Legal Township	03S
Legal Section	14
Legal Subdivision	RESIDENTIAL SITE (NONCONFORMI
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1047
Census Tract	6102

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4740 MCCRARY RD, SEMMES, AL 36575-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Feb 12, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2011 · Amount on Record
Deed Sale	Mar 1, 2011 · Amount on Record
Prior Sale	May 8, 2007 · Amount on Record
Deed Document Number	2011013007
Deed Book / Page	6755 / 1615
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Aug 11, 2026
Property Address	4740 MCCRARY RD, SEMMES, AL 36575-4434
Document Number	0000048693
Instrument Date	Aug 6, 2026
Instrument	202648693
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 MCCRARY RD, SEMMES, AL 36575-4434

Mortgage

Document Number	0000048693,
Date	Aug 11, 2026
Instrument	202648693

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4740 MCCRARY RD, SEMMES, AL 36575-4434
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016173
Date	Mar 29, 2019
Instrument	2019016173

Lender

Name	REGIONS BANK
Type	Bank
Address	SEMMES, AL 36575

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2034

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4740 MCCRARY RD, SEMMES, AL 36575-4434
Document Number	0000009963
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 MCCRARY RD SEMMES AL 365754434, SEMMES, AL 36575-4434

Mortgage

Document Number	0000009963
Date	Feb 17, 2020
Instrument	9963

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$430.00 (+8.86%) Homeowner's exemption	$10,250 (+7.56%) Land $1,500 Building $8,750	$102,500 (+7.56%) Land $15,000 Building $87,500
2023	$395.00 Homeowner's exemption	$9,530 Land $1,500 Building $8,030	$95,300 Land $15,000 Building $80,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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