4720 McCrary Rd, Semmes, AL 36575 Property Records

Mobile County property record for 4720 McCrary Rd, Semmes, AL 36575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,302 sqft · built 1986
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Nov 2017)
Tax Bill	$299 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022406140000079002`

Property Details

APN / Parcel Number

Primary APN	`R022406140000079002`
Alternative APNs	`24 06 14 0 000 079.002` `01847194` `1847194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,302 sqft Living Area
1st Floor Area	1,078 sqft
Upper Floors Area	280 sqft
Utility Room	Utility Room
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)

Exterior Amenities

Porch	Slab
Porch Area	406 sqft
Patio Area	180 sqft
Utility Building	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1847194
Street Address	4720 MCCRARY RD
City	SEMMES
State	AL
Zip	36575-4434
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMG AT NW COR OF SEC 14 T3S R3W TH RUN S 00 DEG 09 MIN 35 SEC E 1254.88 FT TO PT TH RUN N 89 DEG 45 MIN 25 SEC E 40 FT TO PT
Legal Range	03S
Legal Township	03S
Legal Section	14
Legal Subdivision	RESIDENTIAL SITE (NONCONFORMI
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1047
Census Tract	6102

Owner

Source: Mobile County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4720 MCCRARY RD, SEMMES, AL 36575-4434
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 27, 2017	Warranty Deed, Transfer · Conventional Mortgage SMG MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Sep 17, 2012 · Amount on Record
Deed Document Number	201766283
Deed Book / Page	7579 / 662
Last Transfer Date	Sep 29, 2021
Transfer Doc	0000072108
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Recording Date	Apr 27, 2026
Property Address	4720 MCCRARY RD, SEMMES, AL 36575-4434
Document Number	0000023549
Instrument Date	Apr 20, 2026
Instrument	202623549
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	4720 MCCRARY RD, SEMMES, AL 36575-4434

Mortgage

Document Number	0000023549,
Date	Apr 27, 2026
Instrument	202623549

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MOBILE AL
Recording Date	Nov 1, 2021
Property Address	4720 MCCRARY RD, SEMMES, AL 36575-4434
Document Number	0000072108
Instrument Date	Sep 29, 2021
Instrument	2021072108
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4720 MCCRARY RD, SEMMES, AL 36575-4434

Mortgage

Document Number	0000072109
Date	Nov 1, 2021
Instrument	2021072109

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 27, 2017
Property Address	4720 MCCRARY RD, SEMMES, AL 36575-4434
Document Number	0000066283
Book / Page	7579 / 0662
Instrument Date	Nov 8, 2017
Instrument	2017066283
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10220 YPONGSTOWNE DR, 10220, SEMMES, AL 36575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 MCCRARY RD, SEMMES, AL 36575-4434

Mortgage

Document Number	0000066284
Date	Nov 27, 2017
Instrument	2017066284

Lender

Name	SMG MORTGAGE GROUP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Semmes City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$299.00 (+4.18%) Homeowner's exemption	$7,550 (+3.71%) Land $1,200 Building $6,350	$75,500 (+3.71%) Land $12,000 Building $63,500
2024	$287.00 (+9.96%) Homeowner's exemption	$7,280 (+7.53%) Land $1,200 Building $6,080	$72,800 (+7.53%) Land $12,000 Building $60,800
2023	$261.00 (-15.81%) Homeowner's exemption	$6,770 (-4.65%) Land $1,200 Building $5,570	$67,700 (-4.65%) Land $12,000 Building $55,700
2022	$310.00 Homeowner's exemption	$7,100 Land $1,060 Building $6,040	$71,000 Land $10,600 Building $60,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1983–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 90% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ALABAMA UTILITIES WATER SYSTEM serves 39,249 people · EPA ID AL0000967
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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