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4740 Lorena Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 4740 Lorena Pl, El Cajon, CA 92020 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,070 sqft · built 1973
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$639,000 (Aug 2015)
Tax Bill$8,812 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN498-081-09-00

Property Details

APN / Parcel Number

Primary APN498-081-09-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,070 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area22,651 sqft (0.52 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4740 LORENA PL
CityEL CAJON
StateCA
Zip92020-8238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 72 TR 003858
Legal SubdivisionSHADOW HILLS
Legal Tract003858
Legal Block2
Legal Lot Number72
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15403

Owner

Source: San Diego County records · APN 498-081-09-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4740 LORENA PL, EL CAJON, CA 92020-8238
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2015 · Amount on Record
Deed SaleAug 19, 2015 · Amount on Record
Prior SaleFeb 18, 2004 · Amount on Record
Deed Document Number2015440198
Prior Transfer DateDec 01, 2010
Prior Transfer Doc0000693444
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4740 LORENA PL, EL CAJON, CA 92020-8238
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000370092
DateJul 13, 2020
Instrument2020-0370092
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$771,564 (+2%) Land $296,716 Building $474,848
2025$8,812.00 (+2.04%) Homeowner's exemption$756,437 (+4.04%) Land $290,899 Building $465,538
2023$8,636.00 (+1.61%) Homeowner's exemption$727,065 Land $279,604 Building $447,461
2022$8,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730154032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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