4726 Lorena Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 4726 Lorena Pl, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,900 sqft · built 1959
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jan 2026)
Tax Bill$11,981 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Apr 2020 Transfer
Flood ZoneZone X (minimal risk)
APN498-081-05-00

Property Details

APN / Parcel Number

Primary APN498-081-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,900 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area23,522 sqft (0.54 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4726 LORENA PL
CityEL CAJON
StateCA
Zip92020-8238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 44 TR 003858
Legal SubdivisionSHADOW HILLS
Legal Tract003858
Legal Block2
Legal Lot Number44
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2000
Census Tract15403

Owner

Source: San Diego County records · APN 498-081-05-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4726 LORENA PL, EL CAJON, CA 92020-8238
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2026Grant Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 09, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 30, 2026 · Amount on Record
Deed SaleJan 30, 2026 · Amount on Record
Deed Document Number202626882
Prior Transfer DateDec 26, 2023
Prior Transfer Doc0000000630
Record UpdatedSep 20, 2026

January 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 30, 2026
Property Address4726 LORENA PL, EL CAJON, CA 92020-8238
Document Number0000026882
Map ReferenceMAP 3858
Instrument DateJan 16, 2026
Instrument2026-0026882
Transaction TypeTransfer
Record UpdatedFeb 09, 2026
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4726 LORENA PL, EL CAJON, CA 92020-8238

Mortgage

Document Number0000026883
DateJan 30, 2026
Instrument2026-0026883
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateApr 09, 2020
Property Address4726 LORENA PL, EL CAJON, CA 92020-8238
Document Number0000181315
Instrument DateMar 21, 2020
Instrument181315
Transaction TypeTransfer
Record UpdatedApr 24, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4726 LORENA PL EL CAJON CA 920208238, EL CAJON, CA 92020-8238

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$1,040,400 (+2%) Land $728,280 Building $312,120
2025$11,981.00 (-0.64%)$1,020,000 (+628.23%) Land $714,000 Building $306,000
2024$12,058.00 (+643.4%)
2023$1,622.00 (+1.69%) Homeowner's exemption$140,066 Land $49,496 Building $90,570
2022$1,595.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1983–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: California Internet.

Based on FCC filings for 230 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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