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4740 Cypress Forest Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4740 Cypress Forest Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,970 sqft · built 2011
Lot Size0.207 acres (9,017 sqft)
OwnerIndividual Name on File
Last Sale$480,000 (May 2025)
Tax Bill$5,028 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN153892

Property Details

APN / Parcel Number

Primary APN153892
Alternative APN
  • 222630060700010990

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,970 sqft Heated Area
Gross Area2,995 sqft
1st Floor Area1,970 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2011
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,017 sqft (0.207 acres)
Garage TypeFinished
Garage Area684 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area250 sqft
PorchOpen Porch
Porch Area341 sqft
Deck Area870 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number153892
Street Address4740 CYPRESS FOREST LN
CitySAINT CLOUD
StateFL
Zip34772-7211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCYPRESS PRESERVE PB 19 PG 193-199 LOT 99
Legal Range30E
Legal Township26S
Legal Section22
Legal SubdivisionCYPRESS PRESERVE
Legal Tract607
Legal Block1
Legal Lot Number99
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2015
Census Tract43208

Owner

Source: Osceola County records · APN 153892

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4740 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERICAN LENDING SERVICES INC
Nov 01, 2018Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE FIRM

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 05, 2025 · Amount on Record
Deed SaleMay 05, 2025 · Amount on Record
Prior SaleOct 26, 2022 · Amount on Record
Deed Document Number2025056138
Deed Book / Page6782 / 282
Record UpdatedJun 08, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 26, 2022
Property Address4740 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7211
Document Number0063051882
Book / Page6305 / 1882
Map ReferenceMB 19 PG 193-199
Instrument DateAug 26, 2022
Instrument2022157721
Transaction TypeTransfer
Record UpdatedNov 10, 2022
Title CompanyTREASURE COAST TITLE AND ESCROW, TREASURE COAST TTL & STLMT O

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1325 ROGERS LN, 1325, LEBANON, TN 37087

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4740 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7211

Mortgage

Document Number0063051884
DateOct 26, 2022
Instrument6305/1884
Lender
NameAMERICAN LENDING SERVICES INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4740 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7211
Document Number0054300003
Instrument DateNov 01, 2018
Transaction TypeMortgage
Record UpdatedNov 29, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4740 CYPRESS FOREST LN ST CLOUD FL 347727211, ST CLOUD, FL 34772-7211

Mortgage

Document Number0054300003
DateNov 06, 2018
Book Page005430/000003
Instrument165223
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 05, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,028.00 (+6.01%) Homeowner's exemption$323,792 (+5.99%)$369,900 (+6.26%) Land $80,000 Building $289,900
2023$4,743.00 (+106.67%) Homeowner's exemption$305,502 (+80.22%)$348,100 (+18.36%) Land $70,000 Building $278,100
2022$2,295.00 Homeowner's exemption$169,514$294,100 Land $60,000 Building $234,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
Lumen TechnologiesDSL140 / 20

May also be available at this address: Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

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