4730 Cypress Forest Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4730 Cypress Forest Ln, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,087 sqft · built 2012
Lot Size	0.244 acres (10,629 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jul 2020)
Tax Bill	$4,534 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`153891`

Property Details

APN / Parcel Number

Primary APN	`153891`
Alternative APN	`222630060700010980`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,087 sqft Heated Area
Gross Area	4,126 sqft
1st Floor Area	3,087 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Finished
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	452 sqft
Patio Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	153891
Street Address	4730 CYPRESS FOREST LN
City	SAINT CLOUD
State	FL
Zip	34772-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CYPRESS PRESERVE PB 19 PG 193-199 LOT 98
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CYPRESS PRESERVE
Legal Tract	607
Legal Block	1
Legal Lot Number	98
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2015
Census Tract	43208

Owner

Source: Osceola County records · APN 153891

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4730 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2020 · Amount on Record
Deed Sale	Jul 27, 2020 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	2020097843
Deed Book / Page	5762 / 2049
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 27, 2020
Property Address	4730 CYPRESS FOREST LN, SAINT CLOUD, FL 34772-7211
Document Number	0057622049
Book / Page	005762 / 002049
Instrument Date	Jul 23, 2020
Instrument	97843
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	SMART INT'L TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4730 CYPRESS FOREST LN ST CLOUD FL 347727211, ST CLOUD, FL 34772-7211

Mortgage

Document Number	57622051
Date	Jul 27, 2020
Book Page	005762/002051
Instrument	97844

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,534.00 (+6.08%) Homeowner's exemption	$296,218 (+5.99%)	$471,600 (+3.9%) Land $80,000 Building $391,600
2023	$4,274.00 (+3.49%) Homeowner's exemption	$279,486 (+3%)	$453,900 (+19.57%) Land $70,000 Building $383,900
2022	$4,130.00 Homeowner's exemption	$271,346	$379,600 Land $60,000 Building $319,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 41 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 402 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Lumen Technologies	DSL	140 / 20

May also be available at this address: Verizon, Spectrum, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.