4740 Ceria Dr, Monroe, NC 28112 Property Records

Union County property record for 4740 Ceria Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1998
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Dec 2021)
Tax Bill	$2,115 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-231-087`

Property Details

APN / Parcel Number

Primary APN	`04-231-087`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,724 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Detached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4740 CERIA DR
City	MONROE
State	NC
Zip	28112-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#34 WOODFIELD OPCF147
Legal Subdivision	WOODFIELD
Legal Lot Number	34
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4009
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4740 CERIA DR, MONROE, NC 28112-8068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage KNOCK LENDING LLC
Dec 13, 2021	Intrafamily Transfer, Transfer
Jan 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	May 3, 1999 · Amount on File
Deed Document Number	202158442
Deed Book / Page	8341 / 819
Prior Transfer Date	Nov 3, 2021
Prior Transfer Doc	0008341816
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 13, 2021
Property Address	4740 CERIA DR, MONROE, NC 28112-8068
Document Number	0008341819
Book / Page	8341 / 819
Map Reference	CAB F FILE 147
Instrument Date	Dec 10, 2021
Instrument	58442
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	SOUTHERN HOME TITLE, SOUTHERN HOMES TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6725 LYNDONVILLE DR, 6725, CHARLOTTE, NC 28277-4617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 CERIA DR, MONROE, NC 28112-8068

Mortgage

Document Number	0000058443
Date	Dec 13, 2021
Instrument	58443

Lender

Name	KNOCK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Dec 13, 2021
Property Address	4740 CERIA DR, MONROE, NC 28112-8068
Document Number	0008341816
Book / Page	8341 / 816
Map Reference	CAB F FILE 147
Instrument Date	Nov 3, 2021
Instrument	58441
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4740 CERIA DR, 4740, MONROE, NC 28112-8068

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4740 CERIA DR, MONROE, NC 28112-8068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7304311
Date	Jan 28, 2019
Book Page	7304/311
Instrument	0002108

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$459,100 (-) Land $70,000 Building $389,100	$459,100 (-) Land $70,000 Building $389,100
2025	$2,115.00 (+38.51%)	$459,100 (+86.63%) Land $70,000 Building $389,100	$459,100 (+86.63%) Land $70,000 Building $389,100
2023	$1,527.00	$246,000 Land $45,000 Building $201,000	$246,000 Land $45,000 Building $201,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ceria Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures