4726 Ceria Dr, Monroe, NC 28112 Property Records

Union County property record for 4726 Ceria Dr, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1998
Lot Size	1.09 acres (47,480 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Aug 2013)
Tax Bill	$1,977 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-231-085`

Property Details

APN / Parcel Number

Primary APN	`04-231-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Detached
Garage Area	1,168 sqft
Parking Spaces	5 Parking Spaces
Deck Area	324 sqft
Patio Area	324 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4726 CERIA DR
City	MONROE
State	NC
Zip	28112-8068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#32 WOODFIELD OPCE396-397
Legal Subdivision	WOODFIELD
Legal Lot Number	32
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	4
Census Block	4009
Census Tract	20902

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4726 CERIA DR, MONROE, NC 28112-8068
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 28, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2013 · Amount on Record
Deed Sale	Aug 1, 2013 · Amount on Record
Prior Sale	Jun 30, 2003 · Amount on Record
Deed Document Number	201326867
Deed Book / Page	6067 / 248
Last Transfer Date	Sep 23, 2021
Transfer Doc	8259212
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Aug 25, 2023
Property Address	4726 CERIA DR, MONROE, NC 28112-8068
Document Number	0008770290
Book / Page	8770 / 290
Map Reference	CAB E FILE 396&397
Instrument Date	Aug 24, 2023
Instrument	20793
Transaction Type	Transfer
Record Updated	Sep 8, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 946, INDIAN TRAIL, NC 28079-0946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4726 CERIA DR, MONROE, NC 28112-8068

Mortgage

Document Number	0000020794
Date	Aug 25, 2023
Instrument	20794

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 28, 2021
Property Address	4726 CERIA DR, MONROE, NC 28112-8068
Document Number	8259212
Book / Page	8259 / 212
Map Reference	CAB E FILE 396
Instrument Date	Sep 23, 2021
Instrument	46077
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	VYLLA TITLE LLC, VYLLA LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4726 CERIA DR, MONROE, NC 28112-8068

Mortgage

Document Number	46078
Date	Sep 28, 2021
Instrument	46078

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4726 CERIA DR, MONROE, NC 28112-8068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7754677
Date	Jul 31, 2020
Book Page	7754/677
Instrument	28733

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,100 (-) Land $70,000 Building $359,100	$429,100 (-) Land $70,000 Building $359,100
2025	$1,977.00 (+43.26%)	$429,100 (+93.03%) Land $70,000 Building $359,100	$429,100 (+93.03%) Land $70,000 Building $359,100
2023	$1,380.00	$222,300 (-) Land $45,000 Building $177,300	$222,300 (-) Land $45,000 Building $177,300
2022	$1,380.00	$222,300 Land $45,000 Building $177,300	$222,300 Land $45,000 Building $177,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ceria Dr

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