Yellowstone County property record for 4740 Cave Rd, Billings, MT 59101
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,215 sqft · built 1978 |
| Lot Size | 1.78 acres (77,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $717,100 (Aug 2026) |
| Tax Bill | $3,902 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Aug 2026 Mortgage + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 000C086390 |
| Primary APN | 000C086390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,215 sqft Living Area |
| Gross Area | 3,384 sqft |
| 1st Floor Area | 1,692 sqft |
| Basement Area | 1,692 sqft |
| Finished Basement | 1,523 sqft |
| Unfinished Basement | 169 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 77,667 sqft |
| View / Lot | Rural |
| Garage Area | 1,148 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 240 sqft |
| Deck Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4740 CAVE RD |
|---|---|
| City | BILLINGS |
| State | MT |
| Zip | 59101-7106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD HILLS SUBD (ACREAGE TRACTS) 3RD FILING, S21, T01 N, R27 E, BLOCK 16, LOT 26 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 21 |
| Legal Subdivision | EMERALD HILLS SUBD (ACREAGE TRACTS) 3RD |
| Legal Block | 16 |
| Legal Lot Number | 26 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | SOUTH YELLOWSTONE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 940002 |
Source: Yellowstone County records, as of September 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Aug 31, 2026 | Warranty Deed, Transfer · Conventional Mortgage LOWER LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 29, 2020 | Warranty Deed, Transfer MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on Record |
| Deed Sale | Aug 31, 2026 · Amount on Record |
| Prior Sale | May 29, 2020 · Amount on Record |
| Deed Document Number | 20264145162 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 31, 2026 |
| Property Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Document Number | 0004145162 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20264145162 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Document Number | 0004145163, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20264145163 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Aug 31, 2026 |
| Property Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Document Number | 0004145162 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 20264145162 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Document Number | 0004145163, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 20264145163 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0003986326 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 3986326 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | May 29, 2020 |
| Property Address | 4740 CAVE RD, BILLINGS, MT 59101-7106 |
| Document Number | 0003922098 |
| Instrument Date | May 29, 2020 |
| Instrument | 3922098 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CTIC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4740 CAVE RD BILLINGS MT 591017106, BILLINGS, MT 59101-7106 |
| Document Number | 3922099 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 3922099 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 28, 2050 |
Source: Yellowstone County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Unified School District | Lockwood K-12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $535,000 (-) Land $74,035 Building $460,965 | $535,000 (-) Land $74,035 Building $460,965 | |
| 2025 | $3,902.00 (-17.38%) | $535,000 (+19.23%) Land $74,035 Building $460,965 | $535,000 (+19.23%) Land $74,035 Building $460,965 |
| 2024 | $4,723.00 (+39.12%) | ||
| 2023 | $3,395.00 | $448,700 | $448,700 Land $67,204 Building $381,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Wisp West Fixed Wireless | 100 / 20 |
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