4703 Cave Rd, Billings, MT 59101 Property Records

Yellowstone County property record for 4703 Cave Rd, Billings, MT 59101

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,824 sqft · built 1979
Lot Size1.47 acres (64,120 sqft)
Owner2 Individual Names on Record
Last Sale$279,100 (Mar 2017)
Tax Bill$3,993 (2025)
Deeds & MortgagesOct 2020 Mortgage
Mar 2017 Mortgage
Flood ZoneZone D (undetermined)
APN000C086510

Property Details

APN / Parcel Number

Primary APN000C086510
Alternative APNs
  • 03-1034-21-4-05-04-0000
  • R0348155
  • C086510
  • C08651

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,824 sqft Living Area
Gross Area3,274 sqft
1st Floor Area1,897 sqft
Basement Area1,377 sqft
Finished Basement927 sqft
Unfinished Basement450 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area64,120 sqft
TerrainAbove Road/Slope
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area1,459 sqft
Parking Spaces8 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area51 sqft
Deck Area320 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic

Location & Zoning

Street Address4703 CAVE RD
CityBILLINGS
StateMT
Zip59101-7106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEMERALD HILLS SUBD (ACREAGE TRACTS) 3RD FILING, S21, T01 N, R27 E, BLOCK 16, LOT 38
Legal Range27E
Legal Township01N
Legal Section21
Legal SubdivisionEMERALD HILLS SUBD (ACREAGE TRACTS) 3RD
Legal Block16
Legal Lot Number38
JurisdictionYELLOWSTONE MT
Township / Civil DivisionSOUTH YELLOWSTONE
Census Block Group1
Census Block1015
Census Tract940002

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4703 CAVE RD, BILLINGS, MT 59101-7106
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 13, 2017Warranty Deed, Transfer
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2017 · Amount on Record
Deed SaleMar 13, 2017 · Amount on Record
Prior SaleJan 24, 2011 · Amount on Record
Deed Document Number20173808101
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionYELLOWSTONE MT
Property Address4703 CAVE RD, BILLINGS, MT 59101-7106
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003945534
DateOct 29, 2020
Instrument3945534
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term321 Months
DueJul 1, 2047

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYELLOWSTONE MT
Recording DateMar 13, 2017
Property Address4703 CAVE RD, BILLINGS, MT 59101-7106
Document Number0003808101
Instrument DateMar 10, 2017
Instrument3808101
Transaction TypeTransfer
Record UpdatedMar 28, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4703 CAVE RD BILLINGS MT 591017106, BILLINGS, MT 59101-7106

Mortgage

Document Number3808102
DateMar 13, 2017
Instrument3808102
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
AmountAmount Recorded
Term360 Months
DueMar 12, 2047

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMontana
CountyYellowstone County
Unified School DistrictLockwood K-12 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$548,500 (-) Land $70,436 Building $478,064$548,500 (-) Land $70,436 Building $478,064
2025$3,993.00 (-14.95%)$548,500 (+23.04%) Land $70,436 Building $478,064$548,500 (+23.04%) Land $70,436 Building $478,064
2024$4,695.00 (+39.15%)
2023$3,374.00$445,800$445,800 Land $63,448 Building $382,352

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 68% of Montana
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Wisp West
Fixed Wireless
100 / 20

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