474 Stooping Oak Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 474 Stooping Oak Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 2013
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$244,000 (Jan 2021)
Tax Bill	$1,344 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`077023 02010`

Property Details

APN / Parcel Number

Primary APN	`077023 02010`
Alternative APN	`023 02010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,695 sqft Living Area
1st Floor Area	1,131 sqft
Upper Floors Area	564 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Stone
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Carport Area	1,944 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	232 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	474 STOOPING OAK RD
City	DUNLAP
State	TN
Zip	37327-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:02 MAP REF:023
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2036
Census Tract	60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	474 STOOPING OAK RD, DUNLAP, TN 37327-6857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jun 29, 2020	Warranty Deed, Transfer · Conventional with PMI PINNACLE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Jun 29, 2020 · Amount on Record
Deed Document Number	21000159
Deed Book / Page	411 / 597
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jan 19, 2021
Property Address	474 STOOPING OAK RD, DUNLAP, TN 37327-6857
Document Number	0000000159
Book / Page	000411 / 000597
Instrument Date	Jan 14, 2021
Instrument	159
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$903.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	474 STOOPING OAK RD DUNLAP TN 373276857, DUNLAP, TN 37327-6857

Mortgage

Document Number	160
Date	Jan 19, 2021
Book Page	000411/000600
Instrument	160

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 18, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 29, 2020
Property Address	474 STOOPING OAK RD, DUNLAP, TN 37327-6857
Document Number	0000001515
Book / Page	000400 / 000244
Instrument Date	Jun 29, 2020
Instrument	1515
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	474 STOOPING OAK RD DUNLAP TN 373276857, DUNLAP, TN 37327-6857

Mortgage

Document Number	1516
Date	Jun 29, 2020
Book Page	000400/000246
Instrument	1516

Lender

Name	PINNACLE BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,344.00	$73,200 (-) Land $4,600 Building $68,600
2023	$1,344.00 (+28.37%)	$73,200 (+70.73%) Land $4,600 Building $68,600	$292,800 (+70.73%) Land $18,400 Building $274,400
2022	$1,047.00	$42,875 Land $2,600 Building $40,275	$171,500 Land $10,400 Building $161,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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