456 Stooping Oak Rd, Dunlap, TN 37327 Property Records

Sequatchie County property record for 456 Stooping Oak Rd, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,387 sqft · built 2019
Lot Size	7.98 acres (347,609 sqft)
Owner	Individual Name on Record
Last Sale	$625,000 (Dec 2021)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Dec 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077023 02008`

Property Details

APN / Parcel Number

Primary APN	`077023 02008`
Alternative APN	`023 02008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,387 sqft Living Area
1st Floor Area	2,707 sqft
Upper Floors Area	680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	347,609 sqft (7.98 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	813 sqft
Driveway	Driveway
Driveway Area	2,400 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	888 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	456 STOOPING OAK RD
City	DUNLAP
State	TN
Zip	37327-6857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:02 MAP REF:023
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2036
Census Tract	60102

Owner

Source: Sequatchie County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3214 SANDSTONE ST SE, OWENS CROSS ROADS, AL 35763-7017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN AIRLINES EMPS FCU
Mar 20, 2020	Deed of Trust, Mortgage CITIZENS TRI-CNTY BK
Nov 13, 2018	Trustee's Deed, Construction Loan · Line of Credit CITIZENS TRI-CNTY BK
Sep 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	21003918
Deed Book / Page	432 / 757
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 20, 2021
Property Address	456 STOOPING OAK RD, DUNLAP, TN 37327-6857
Document Number	0000003918
Book / Page	432 / 757
Instrument Date	Dec 17, 2021
Instrument	21003918
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3214 SANDSTONE ST SE, OWENS CROSS ROADS, AL 35763-7017

Mortgage

Document Number	0000003919
Date	Dec 20, 2021
Instrument	21003919

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 8, 2020
Property Address	456 STOOPING OAK RD, DUNLAP, TN 37327-6857
Document Number	0000003093
Book / Page	000409 / 000069
Instrument Date	Dec 4, 2020
Instrument	3093
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,628.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	456 STOOPING OAK RD DUNLAP TN 373276857, DUNLAP, TN 37327-6857

Mortgage

Document Number	3094
Date	Dec 8, 2020
Book Page	000409/000071
Instrument	3094

Lender

Name	AMERICAN AIRLINES EMPS FCU
Type	Credit Union
Address	DFW AIRPORT, TX 75261

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	456 STOOPING OAK RD, DUNLAP, TN 37327-6857
Document Number	0000000732
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	456 STOOPING OAK RD DUNLAP TN 373276857, DUNLAP, TN 37327-6857

Mortgage

Document Number	0000000732
Date	Mar 25, 2020
Book Page	000395/000693
Instrument	732

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 24, 2035

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 13, 2018
Property Address	456 STOOPING OAK RD, DUNLAP, TN 37327-6857
Book / Page	000375 / 000650
Instrument Date	Nov 9, 2018
Instrument	2534
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 STATE ROUTE 8 DUNLAP TN 373277100, DUNLAP, TN 37327-7100

Mortgage

Document Number	0000002534
Date	Nov 13, 2018
Book Page	000375/000650
Instrument	2534

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 12, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Sep 17, 2018
Property Address	456 STOOPING OAK RD, DUNLAP, TN 37327-6857
Document Number	0000002109
Book / Page	000373 / 000540
Instrument Date	Sep 13, 2018
Instrument	2109
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$133.20
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	356 STOOPING OAK RD DUNLAP TN 37327, DUNLAP, TN 37327

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+0.89%)	$153,850 (+0.87%) Land $9,600 Building $144,250
2023	$2,801.00 (+30.95%)	$152,525 (+74.12%) Land $9,600 Building $142,925	$615,400 (+75.63%) Land $38,400 Building $577,000
2022	$2,139.00	$87,600 Land $5,400 Building $82,200	$350,400 Land $21,600 Building $328,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 90% of Tennessee
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAGLE-FREDONIA U.D. serves 3,363 people · EPA ID TN0000927
Water Source	Purchased surface water from BIG CREEK UTILITY DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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