474 Saddle Tree Ln, Denison, TX 75021 Property Records

Grayson County property record for 474 Saddle Tree Ln, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	2,130 sqft · built 2001
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$6,254 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`068 086500611`

Property Details

APN / Parcel Number

Primary APN	`068 086500611`
Alternative APN	`215144`

Interior

Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	2,514 sqft
1st Floor Area	2,130 sqft
Upper Floors Area	752 sqft
Utility Area	600 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Porch Area	512 sqft
Utility Building	800 sqft

Location & Zoning

Street Address	474 SADDLE TREE LN
City	DENISON
State	TX
Zip	75021-7900
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	G-0865 MOORE MARTIN A-G0865, ACRES 5.0
Legal Subdivision	MOORE MARTIN A-G0865
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1015
Census Tract	101

Owner

Source: Grayson County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	556 SADDLE TREE LN, DENISON, TX 75021-7907
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 1, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000016702
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 1, 2026
Property Address	474 SADDLE TREE LN, DENISON, TX 75021-7900
Document Number	0000016638
Instrument Date	Jul 1, 2026
Instrument	202616638
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	474 SADDLE TREE LN, DENISON, TX 75021-7900

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jul 1, 2026
Property Address	474 SADDLE TREE LN, DENISON, TX 75021-7900
Document Number	0000016702
Instrument Date	Jul 1, 2026
Instrument	202616702
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 SADDLE TREE LN, DENISON, TX 75021-7907

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,254.00 (+4.51%) Homeowner's exemption	$509,238 (-7.12%)	$533,823 (-2.64%) Land $170,000 Building $363,823
2024	$5,984.00 (+2.99%)
2023		$548,271 Land $182,000 Building $366,271	$548,271 Land $182,000 Building $366,271
2022	$5,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1990–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 72% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Tree Ln

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