22 Saddle Tree Ln, Denison, TX 75021 Property Records

Grayson County property record for 22 Saddle Tree Ln, Denison, TX 75021

Property Summary

Property TypeSingle Family Home
Details2,093 sqft · built 2002
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$3,974 (2024)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN068 086500612

Property Details

APN / Parcel Number

Primary APN068 086500612
Alternative APN
  • 220375

Interior

Building Area2,093 sqft Living Area
Gross Area2,693 sqft
1st Floor Area2,093 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area426 sqft

Location & Zoning

Account Number220375
Old Parcel Number068 086500612
Street Address22 SADDLE TREE LN
CityDENISON
StateTX
Zip75021-7908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionG-0865 MOORE MARTIN A-G0865, ACRES 1.0
Legal SubdivisionMOORE MARTIN A-G0865
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1015
Census Tract101

Owner

22 Saddle Tree Ln is owned and occupied by an individual who acquired it in July 2002.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing Address22 SADDLE TREE LN, DENISON, TX 75021-7908
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2002
Deed SaleJul 30, 2002
Deed Document Number0003359935
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address22 SADDLE TREE LN, DENISON, TX 75021-7908
Document Number0000017027
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 27, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address22 SADDLE TREE LN DENISON TX 750217908, DENISON, TX 75021-7908

Mortgage

Document Number0000017027
DateAug 1, 2017
Instrument17027
Lender
NameWELLS FARGO BK
TypeBank
AddressMINNEAPOLIS, MN 55467-8000
Agreement
AmountAmount on Record
Term360 Months
DueJul 31, 2047

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$367,017 Land $64,000 Building $325,662$389,662 Land $64,000 Building $325,662
2024$3,974.00
2023$382,015 Land $64,000 Building $318,015$382,015 Land $64,000 Building $318,015
2022$4,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Saddle Tree Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1990–2015)
Claims Outside the SFHA1 of 4
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, Jun 2015 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Saddle Tree Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 63% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Saddle Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number